How to timely and accurately grasp the bank account and its changes?
"The salary of the unit has been paid. I am too busy working and studying to go to the bank to check. I have remitted a sum of money at home, and I don't know if the money has arrived. " Do you often encounter this situation? Don't you get a score if you have more money in your account? Why don't you go to the bank and ask?
In fact, using e-banking can easily grasp account information. For example, ICBC e-banking can help you grasp the bank account and its changes in a timely and accurate manner through online, telephone and SMS.
As long as you have a computer and access to the Internet, you can master the fund information anytime and anywhere. No matter whether you are at home or abroad, you can complete almost all bank counter business through online banking. Of course, it is more important to know your own fund changes. Now, ICBC's online banking can not only query the account fund balance, the current fund arrival and historical transaction details in time, but also query its own payroll.
Telephone banking is a good choice if internet access is not convenient. For example, when the salary arrives or a distant customer friend remits you a sum of money, you don't have to go to a bank outlet to check whether it has arrived, just dial 95588 at home, and all the changes in funds are under control.
If it is inconvenient for you to use the landline, it doesn't matter. China Industrial and Commercial Bank provides you with more convenient, fast and personalized mobile banking services. China mobile users can handle inquiries, transfers, remittances, payments, consumer payments, donations and other services by sending short messages to the special service number 7779588 of ICBC. Any mobile phone user can handle account balance and details inquiry, exchange rate and interest rate information inquiry, donation and other services without going through any formalities, and can enjoy more services such as transfer, remittance and payment after registration.
If you are a wealth management customer of ICBC, and you have customized ICBC Messenger's "balance change reminder" service, ICBC Messenger will inform you that your salary has arrived as soon as possible, so that your information will always be one step ahead!
For more information about ICBC's online banking, please visit ICBC's website: www.icbc.com.cn, or call 95588, or go to local outlets for consultation.
I want to pay the telephone bill, telephone bill, water and electricity bill and gas bill, but I don't want to run to the bank and queue up. What should I do?
In daily life, we are often troubled by some annoying "little things": we are away on business, and our mobile phone charges are turned off because we can't pay them in time; It takes a lot of precious time to wait in line at the bank to pay various fees ... in fact, you don't have to worry about such a trivial matter now. Now some banks have launched self-service payment functions such as online banking and telephone banking, which have enabled us to pay all kinds of daily expenses without leaving home. For example, you don't have to wait in line at the bank to pay the phone bill, telephone bill, water and electricity bill, gas bill and so on!
Take ICBC as an example. As long as you have one of ICBC's passbook, Peony Link Card, wealth management account card, Peony Credit Card, Peony Debit Card and E-Times Card, you can dial 95588 or log on to www.icbc.com.cn online to check the payable amount of mobile phone charges, telephone charges and utilities and pay the corresponding fees. ICBC's "Finance @ Home" personal online banking not only provides the function of self-service payment of various fees, but also provides the function of agent payment. Online banking automatically pays part of the fees you choose every month. In this way, no matter where you are, you can easily complete the payment by making a phone call, clicking a mouse or doing nothing, and you don't have to wait in line at the bank. If you need payment vouchers, you can print out the corresponding invoices at ICBC outlets at your convenience. Using ICBC e-banking, you no longer have to worry about the inconvenience caused by overdue payment!
For more information about ICBC's online banking, please visit ICBC's website: www.icbc.com.cn, or call 95588, or go to local outlets for consultation.
Online banking investment and wealth management makes your wealth easily increase.
With the continuous popularization of online banking, the means and channels for people to invest and finance through the Internet are further enriched, and online banking has added new bright colors to our lives.
Speaking of investment and financial management, you must be familiar with the terms stock, national debt, fund and futures. But do you know that now you don't have to go to the securities company every time to buy and sell stocks, and you don't have to queue up at the bank counter to buy and sell treasury bonds and funds? Now through online banking, you can directly complete the transactions of various stocks, government bonds, funds and so on. And the mouse can invest and manage money with a click, and it is easy to realize wealth appreciation.
ICBC's "Finance @ Home" personal online banking is one of the most powerful online banks in China at present, providing customers with comprehensive investment and financial management functions. Through the "online securities" service of "Finance @ Home", you can not only conduct a variety of investment and wealth management businesses including Bank-Securities Connect, Bank-Securities Transfer, B-share Securities, fund transactions, national debt transactions, bank transfer and foreign exchange transactions, but also obtain relevant stock market information, fund information, national debt prices and international and domestic financial information through inquiry and download. In addition, ICBC's "Finance @ Home" personal online banking also provides financial services such as current deposit conversion, call deposit and financial plan design, especially call deposit business. You can get higher interest income by notifying the bank in advance when you deposit money and agreeing on the date and amount of withdrawal.
Online banking is changing people's traditional financial management methods and concepts. Tap the keyboard a few times, move the mouse and log in to online banking, and you can enjoy "zero distance" services such as banks, securities companies and fund companies.
For more information about ICBC's online banking, please visit ICBC's website: www.icbc.com.cn, or call 95588, or go to local outlets for consultation.
How to conduct online foreign exchange transactions without leaving home
As one of the means of investment and financial management, foreign exchange firm trading has been welcomed by more and more investors. Personal firm foreign exchange trading, as one of the most effective financial tools for maintaining and increasing the value of personal foreign exchange assets, has become another financial investment hotspot after stocks and bonds.
Traditional foreign exchange trading methods mainly include counter trading and telephone trading. None of these methods can meet the needs of investors to master foreign exchange market information anytime and anywhere and complete transactions in time. With the rapid development of the foreign exchange market and the continuous strengthening of the functions of online banking, it has become a trend to conduct online foreign exchange transactions through online banking. Because of the advantages of rich information, providing analysis charts and timely processing of trading instructions, online banking foreign exchange trading is gradually replacing the traditional foreign exchange trading methods.
Among the online foreign exchange trading services provided by banks, the "online foreign exchange quotation" function of ICBC's "Finance @ Home" personal online bank is widely favored by professional foreign exchange investors because of its powerful function, fast transaction, friendly and intuitive interface and rich information. "Financial House" not only provides real-time and fast processing of foreign exchange trading instructions, but also has comprehensive real-time and entrusted trading services. At the same time, "Finance @ Home" also provides foreign exchange investors with rich information such as foreign exchange quotes, market indexes, trading tips, financial news, market comments, market analysis, related market trends, and analysis of foreign exchange quotes by ICBC foreign exchange wealth management experts, providing investors with perfect information support for foreign exchange transactions.
For more information about ICBC's online banking, please visit ICBC's website: www.icbc.com.cn, or call 95588, or go to local outlets for consultation.
Online shopping is a new fashion in modern life.
As a new business model, online shopping has the advantages of low price, convenient shopping and complete goods compared with the traditional shopping model. Consumers don't have to go to the mall in person, just tap the keyboard with their fingertips, and they can choose goods, place orders and pay. At present, all kinds of shopping websites provide online payment channels for major banks. Select the goods and choose the payment channel of the corresponding bank to complete the payment. After the payment is completed, you just need to wait for the desired goods to be delivered to your door ... This shopping method is accepted by more and more urbanites, and "online shopping" is quietly emerging in China, gradually becoming a fashionable shopping method.
Do you know how to complete the payment conveniently while enjoying this fashionable shopping method? Take ICBC as an example, as long as you hold one of ICBC Peony Smart Card, E-Times Card, Peony Credit Card, Peony Debit Card or wealth management account, apply for registration of "Finance @ Home" personal online bank and set the "payment password", you can make online payment. When shopping, select the goods you want to buy on the shopping website, click Buy and confirm the order, select "ICBC Online Payment" as the payment method, and then enter the payment card number and payment password to complete the payment.
At the same time, when using ICBC's online payment for shopping, your personal bank account number, password and other information interact directly with ICBC, and the shopping website will not be able to obtain the customer's private information, so that you can enjoy the fun brought by online shopping more safely.
For more information about ICBC's online banking, please visit ICBC's website: www.icbc.com.cn, or call 95588, or go to local outlets for consultation.
How to avoid overdraft penalty interest, and how to repay international cards and credit (loan) cards in time?
With the improvement of domestic financial service environment and the popularization of overdraft consumption concept, credit cards have been accepted by more and more consumers and become the main means of payment for many people. Although most credit (credit card) cards can be overdrawn, consumers still need to repay in time at the bank. I believe many people have had the painful experience of being penalized by the bank because they were busy for a while and delayed the repayment period. How can we repay the loans of international cards and credit cards in time and really enjoy convenient financial services?
Now, through ICBC's "Finance @ Home" personal online banking, you can timely and accurately grasp the arrears of international cards and credit (credit card) cards, and make online repayment in time. For example, if you want to inquire about the debt of your Peony International Card and make repayment, you only need to log in to the "Finance @ Home" personal online bank and select the "Peony International Card RMB Repayment" service under the option of "Bank Card Service" to easily complete the repayment operation. If your Peony International Card is used for foreign currency consumption, you can also choose the "Peony International Card Purchase Repayment" service to purchase foreign exchange for repayment.
You can repay your credit card with just a few mouse clicks! From now on, you can get rid of the inconvenience of repayment and enjoy the convenience brought by credit card!
For more information about ICBC's online banking, please visit ICBC's website: www.icbc.com.cn, or call 95588, or go to local outlets for consultation.
How to skillfully use online banking to automatically repay and pay alimony?
The mortgage and car loan should be paid back, the alimony of parents should be paid on time, and the living expenses of children studying in a foreign land should be made up in time-are you wasting precious time and energy running between the company and the bank for these trivial things? Now, you can use the functions of "Appointment Cycle Transfer" and "Agreed Amount Transfer" of ICBC's "Finance @ Home" personal online banking to realize automatic repayment of loans and automatic payment of alimony and living expenses.
Appointment cycle transfer means that you set the payment account number and collection account number, set the transfer cycle and amount, and let online banking transfer the funds you specify to the account number you specify on a regular basis. With the appointment cycle transfer, you can transfer the repayment funds of mortgage and car loan to your loan account regularly and on time through online banking.
The agreed amount can be transferred according to the preset trigger conditions. When the balance of the collection account is less than the set value, the collection account will supplement a certain amount to the payment account. Or when the balance of the payment account is greater than the set value, transfer the funds to the payment account. For example, you can set that when the balance of your parents' and children's accounts is less than 100 yuan, your account will be automatically recharged with 2000 yuan; You can also set that when the balance of your salary account is greater than 10000 yuan, 5000 yuan will be automatically transferred to your financial account.
Flexible use of the functions of "transfer by appointment period" and "transfer by agreed amount" can easily realize the automatic repayment of loans and the automatic payment of alimony, so you don't have to rush about repaying loans, and you don't have to worry about whether the alimony of parents and children can arrive in time.
For more information about ICBC's online banking, please visit ICBC's website: www.icbc.com.cn, or call 95588, or go to local outlets for consultation.
Being in a foreign country, how to manage domestic wealth and conduct transnational financial management?
In recent years, more and more China people have gone abroad to study, work and travel, while their compatriots who have gone abroad have left assets at home more or less. Being in a foreign country, how to manage domestic assets and conduct cross-border financial management conveniently? Now, using the borderless financial channel provided by e-banking, you can get convenient, fast and close-to-life banking services and easily realize transnational financial management! Take the "Finance @ Home" personal online banking launched by ICBC as an example, you can easily complete the following banking services abroad:
Account management. Online banking has the characteristics of transcending time and geographical restrictions. Although you are abroad, you can easily query, monitor and download account information such as fund balance and occurrence details of all domestic accounts, which makes account management handy.
Free transfer of funds. Personal online banking provides the functions of converting domestic demand into fixed term, fixed term into demand, demand into call deposit, remittance transfer in different places in the same city, etc. You can transfer money freely according to your needs. In addition, you can also handle international card repayment, payment, foreign exchange trading, loan repayment and stock, bond and fund investment through online banking abroad. No matter where you are, as long as you can log on to the ICBC website, you can enjoy the "3A" service of personal online banking for 7 × 24 hours, and transnational financial management can be easily completed!
For more information about ICBC's online banking, please visit ICBC's website: www.icbc.com.cn, or call 95588, or go to local outlets for consultation.
How to know the salary payment in time through online banking?
It's payday again! There have been many shopping plans, but I am short of money. Has the salary really arrived? How can we grasp the situation of salary arrival in time?
In the past, in order to check the salary, you may have to go to the bank counter to check the accounts, not only to endure the fatigue of the journey, but also to wait in line patiently. Now, as long as ICBC's "Finance @ Home" personal online banking is opened, you can check the salary payment anytime and anywhere through online banking, and you can track the salary payment in time, whether in the office, at home or even on the road!
Through online banking, you can not only query the salary distribution, but also query the electronic payroll. Click the query electronic payroll under the account query function and set the start and end dates, so you can easily query your total salary, which is not only convenient and quick, but also convenient for managing salary information.
If you are a wealth management customer of ICBC, and you have customized ICBC Messenger's "balance change reminder" service, ICBC Messenger will inform you that your salary has arrived as soon as possible, so that your information will always be one step ahead! Of course, you can also know the salary distribution through 95588 telephone banking and mobile banking.
For more information about ICBC's online banking, please visit ICBC's website: www.icbc.com.cn, or call 95588, or go to local outlets for consultation.
How can I open a shop online 7 × 24 hours?
With the rapid development of e-commerce, there has been an upsurge of online shop opening and online shopping in recent years. For many small and medium-sized businesses, they can't apply for online payment of B 2C without their own special websites. Traditionally, they publish their product information through auction websites (such as Taobao and eBay) or other means, and at the same time publish a bank account. If customers want to buy a commodity, they need to transfer money through the post office or bank outlets. The disadvantage of this payment method is that it is limited by the business hours of post offices or bank outlets, and can not fully reflect the advantages of e-commerce, and can realize 7x24 online business anytime and anywhere.
In fact, using the online transfer and remittance function provided by ICBC online banking can solve this problem well. First of all, merchants should not only publish the collection account number on their product display and payment instruction pages, but also remind customers to open an account in ICBC and open the online bank transfer and remittance function, so that customers can make online transfer and remittance at any time when they need to make online shopping, regardless of the time and region of online transfer and remittance. On the other hand, merchants should also open an account (personal account or company account) in ICBC and open online banking, so as to check the arrival of sales money and orders (transfer and remittance postscript) at any time, and also print the account details of the day according to this information and deliver the goods in time. With the above preparations, businesses can begin to provide customers with all-weather real-time services.
Of course, for large online stores with their own websites and certain technical development capabilities, the payment problem can be solved through ICBC B 2C online payment. The so-called online payment means that after customers choose and order goods online, they can pay online through the online payment service of the bank, and the order information and the fund arrival information are presented to the merchants at the same time. Merchants get the payment information at the same time as they get the order, and organize the delivery accordingly. Its biggest advantage is that customers can shop online and complete payment anytime and anywhere, so merchants can deliver goods immediately, which is convenient and fast, and can provide 24x7 service.
For more information about ICBC's online banking, please visit ICBC's website: www.icbc.com.cn, or call 95588, or go to local outlets for consultation.
How to transfer money and remit money after working in a bank or post office? How to get 7x24 instant transfer and remittance service?
When you get a phone call from your children after work, when you need to transfer money in time because of overspending during your holiday trip, and when your remittance needs to arrive immediately and can be used, are you anxious to have a bank open for you 24 hours a day?
Traditional bank outlets provide 8-hour service from 9: 00 to 5: 00. Usually I can't go to the bank for business when I go to work, but after work, although I have time, the bank outlets are closed. In terms of timeliness, it is almost impossible for traditional outlets to receive funds immediately if there are many people waiting in line because they have to go to the outlets to handle business in person. However, ICBC's online banking has completely changed the traditional banking service model! How can we handle the transfer and remittance in time to ensure that the funds arrive in time? Now, through ICBC's "Finance @ Home" personal online banking, customers' demand for 7 × 24 hours transfer and remittance can be met.
Customers can get all-weather transfer and remittance services anytime and anywhere as long as they use ICBC's online banking. In other words, no matter day or night, at home, in the office or on business trip, as long as you can log on to the Internet, you can transfer money to any domestic bank account through ICBC online banking. Even if the payee does not open an account in a bank, he can accept remittance at ICBC outlets. In terms of timeliness, if both the remitter's and the payee's accounts are opened in ICBC, transfer and remittance can be realized in real time!
With online banking, you will have a bank that can serve you 7 × 24 hours!
For more information about ICBC's online banking, please visit ICBC's website: www.icbc.com.cn, or call 95588, or go to local outlets for consultation.