No, being blacklisted will not be automatically eliminated. There is no so-called validity period. Once an account is blacklisted due to violations or potential violations,

unless you can provide Valid evidence proves that the funds in the account are legitimate income, otherwise the account will be permanently restricted and will not be automatically released due to long-term non-use

Debit Card refers to a card issued by the issuing bank to the cardholder. It is a bank card with no credit limit and the cardholder deposits money first and uses it later.

Debit cards are divided into debit cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring money, depositing and withdrawing cash, and spending money. A special card is a debit card used in a specific area and for special purposes (purposes other than department stores, restaurants, and entertainment industries). It has the functions of transferring funds, depositing and withdrawing cash. A stored-value card is a prepaid wallet-type debit card in which banks transfer funds to the card for storage at the request of the cardholder and deduct money directly from the card during transactions

Debit cards are becoming increasingly common and can be very convenient It replaces cash and checks for consumption and transactions, and has gradually become the most popular payment card in recent years. Billions of debit cards are used around the world.

If the debit card is only available to local merchants, it will usually have the logo of the card issuer and the processing system it applies to. Internationally accepted debit cards have the same appearance as credit cards and have the logo of the international payment card institution printed on the lower right corner. It is available at all points of sale that accept credit cards. The difference is: when using a debit card, the amount is automatically debited from your bank account rather than being added to your credit limit.

1 Deposit and withdraw cash. Most debit cards have local and foreign currency, fixed-term, current and other savings functions. Debit cards can be deposited and withdrawn at card-issuing bank outlets, self-service banks, and can also be withdrawn from ATM machines (cash machines) across the country and even around the world.

2 Transfer money. Cardholders can transfer or remit money to other accounts through bank branches, online banking, self-service banking and other channels.

3 Spend by credit card. Cardholders can use their debit cards to make purchases at merchants.

4 Collection and payment. Debit cards can be used to pay wages and pay various fees (such as communication fees, water bills, electricity bills, gas bills, etc.).

5 Asset Management. Wealth management products, open-end funds, insurance, personal foreign exchange transactions, precious metal transactions, etc. can all be signed, traded and settled through debit cards.

6 Other services. The services of many bank debit cards have extended beyond financial services, such as providing cardholders with airport VIP access, medical and health services, etc.