Tips:
1.
The valid account opening certificate is an ID card (excluding temporary id card) before it can be processed through the professional version;
2. Domestic individuals have the amount of foreign exchange settlement and sale equivalent to 50,000 US dollars per person per year;
3.
Please read the Application for Individual Purchase of Foreign Exchange carefully before purchasing foreign exchange, and fill in the information such as the use of funds according to the actual situation.
2. Requirements of overseas residents for cross-border remittance through online banking on the payee:
When the remitter is an overseas individual, the overseas payee can be an individual or a company account.
Log in to the Professional Edition and select the operation of "One Card-Foreign Exchange Business-Overseas Remittance-General Cross-border Remittance". Before remittance, you can use the "Description" at the bottom of the page and click on the "Operation Guide", "Charge Standard" and "Remittance Example" in blue font to learn about related matters.
For overseas remittance fee, please open the homepage of China Merchants Bank and click online customer service for further verification. Thank you.