1. The arrival time of Alipay transfer to bank card is divided into: the next day and 2 hours. It depends on which arrival time the issuing bank of the bank card supports.

2. Among the banks that arrived the next day, the Postal Savings Bank postponed the holiday, and the transfer will not arrive until next Monday.

Matters needing attention in cross-border remittance

1, bank wire transfer: the bank remittance counter charges less than 2% of the handling fee and less than 1% of the difference fee, while foreign intermediary banks charge about 15 USD. Each bank's business department shall remit no more than $50,000 per person per day, but can borrow money from others for a large amount. A single cash payment under $50,000 or a cash payment under $65,438+$00,000 does not require proof, only a personal ID card is required.

2. Bank-mail business: "One Huitong" Bank-mail international electronic remittance is a new generation of cross-border US dollar remittance business jointly launched by China Post and world-renowned banks. Post offices in many big cities have opened this business. Some cities with lax supervision, such as Xiamen and Hangzhou, can remit as much as they want, without any restrictions, and there are no obstacles to legal remittance.

3. International credit card: there is no handling fee for remittance, which does not exceed $5,000 per month, but the application for credit card is complicated. In most cases, there are no restrictions on overseas remittance, but a few banks in some areas may have some restrictions. For example, a China Merchants Bank may restrict remittances from overseas "capital accounts" to domestic individuals, or a Chinese bank needs to provide proof of income if it receives cash remittances exceeding $2,000.