Hello, to apply for China Merchants Bank credit card, the most important condition is that you have reached the age of 18-60 and have a stable job and income. The necessary application documents are copies of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. The specific application materials are as follows: 1. Proof of identity: generally, it is an ID card (if a new ID card is used, a copy of the front and back is required), and soldiers need to provide a copy of their ID cards; 2. Work certificate: it can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/card verified and marked by the sponsor; 3. Financial proof: If you want to apply for a large credit card, it is recommended to provide more financial information. It can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit and an investment (such as a copy of a real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc. Mainly a copy of your certificate of deposit, real estate license and driving license of high-end private car. If you can provide relatively complete financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.

To handle the loan business, you must have a local China Merchants Bank, and the lender 18 years old or above. What is the purpose of the loan? Is it to buy a house or a car, to consume or operate, to study abroad and so on? In addition, if there is no collateral, 1. We have personal credit loans (salary loans, direct loans above gold cards), but the requirements for borrowers are relatively high (generally high-end customers, such as customers with more deposits in our bank or civil servants). Whether you can apply, you need to contact the nearest loan department of China Merchants Bank for confirmation. 2. Please see if there are any things such as term bonds, entrusted wealth management, foreign exchange trading account funds and personal life insurance policies mortgaged to the bank under your name. 3. If it is a business venture, at present, the bank has not started personal business venture loan business.

If you have any questions or comments, please log on to online customer service /cmu/icslogin.aspx? from = B& amp； Logincmu=0 for consultation, and we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!