The reason why China Bank's app asset deposit is different from book deposit: If you only have one bank card, then this balance may be your book amount plus points or other assets; If you have multiple bank cards in your hand, this balance may be the sum of several bank cards. Assets can generally be considered as economic resources owned and controlled by enterprises, which can be measured in money and bring economic benefits to enterprises. Simply put, assets are the resources of enterprises. Like accounting caliber in the UN SNA, "assets" in China's asset-liability accounting refers to economic assets. The so-called economic assets refer to those assets whose ownership has been clearly defined and whose owners can obtain economic benefits through effective use, holding or disposal in a certain period of time.

Bank of China products and services:

1, personal financial business

Mainly aimed at the financial needs of individual customers, it provides services including savings deposits, consumer credit and bank cards.

2. Deposit business

It is the Bank of China that actively responds to the impact of the rapid development of the capital market on the deposit business of RMB companies and vigorously develops the deposit business of RMB companies.

3. Loan business

China Bank continued to strengthen the adjustment of loan structure, increased investment in key supporting industries, and realized the optimal allocation of credit resources.

4. Business of financial institutions

Bank of China pays attention to all-round cooperation with financial institutions, and provides customers with more comprehensive services by recommending customers, sharing resources and jointly developing new products. The Bank of China also conducts the clearing of dollars, euros and yen through its branches in new york, Frankfurt and Tokyo. The above-mentioned branches and Singapore branch are local tier-one clearing banks.

5. International and trade financing

In view of the advantages of China Bank, China Bank has strengthened the linkage between domestic and foreign institutions to realize the rapid development of international settlement and trade financing business.

6. Other financial services

China Bank provides payment and settlement services, mainly including bank draft, promissory note, cheque, remittance, bank acceptance draft, entrusted collection, collection and acceptance, centralized payment, cheque deposit and bill custody.

7. Treasury business

Including local and foreign currency hedging, fund management, debt hedging, domestic and foreign financing and other fund operation and management services.

8. Financial institutions

It is China Bank that provides comprehensive services such as fund settlement, interbank lending and custody for other banks, securities companies and insurance companies around the world. As a century-old brand of China's financial industry, China Bank, while paying attention to steady operation, has been proactive and innovative, creating a number of firsts in the domestic banking industry, and has been widely recognized and praised by the industry and customers in the fields of international settlement, foreign exchange funds and trade financing.