You can use the online overseas remittance operation of China Merchants Bank to purchase foreign exchange online first and then remit money overseas. You can get a smart card and then buy an online banking U shield, so you can operate it directly in Canada in the future. It's very convenient, but the handling fee is relatively high, and at least 250 RMB is gone each time. . . . See if the Canadian city you are going to accept direct cash withdrawal from China UnionPay card. Because some foreign cities can accept UnionPay cards to withdraw cash directly in China, and then the handling fee is 0.5 ‰. For example, in London, I usually withdraw cash directly from the domestic UnionPay card at the ATM in London, as long as it does not exceed the local currency equivalent to 6.5438+0 million RMB per day, hehe.