Many cardholders fail to repay on time after using Minsheng VISA full currency credit card because they don't know what repayment channels are available. As a result, it was blacklisted by the bank, which led to rejection in the process of handling loans or credit cards. This is very unwise. Here's how to repay Minsheng visa full currency credit card.
Minsheng VISA full currency credit card is a gold card issued by Minsheng Bank. Compared with ordinary credit cards, this card not only looks domineering, but also provides cardholders with a variety of value-added services, such as automatic purchase of foreign exchange for repayment in RMB, free annual fee within the validity period, and zero currency exchange fee. It is one of the essential business cards for traveling abroad.
Reminder: Credit card overdraft consumption must be repaid on time. Minsheng VISA full currency credit card is different from other credit cards, and there are some things to pay attention to when repaying.
First of all, we should know that when the applicant applies for Minsheng Bank's all-currency credit card, it will automatically activate Minsheng Bank's foreign exchange purchase function, spend foreign currency in RMB and credit the repayment.
All-currency international credit cards do not support UnionPay channel repayment (including other bank transfer, counter connection, Tenpay Lacarra, etc.). ) or online repayment (including UnionPay Online, Epro, Tenpay, Alipay, etc. ).
All-currency international credit cards mainly support the following repayment channels:
1. You can turn on the automatic debit function of the card and credit card, deposit the funds into the card in advance, and the system will automatically debit the credit card for repayment on the repayment date of the credit card.
2. You can log in to Minsheng Bank Credit Card Mobile Banking, select Repayment Management-Quick Repayment, and use Minsheng Debit Card to repay. There is no need to activate the function, and there is no handling fee, so it can be received in real time.
You can also deposit money into your credit card account through Minsheng outlets or ATM machines.
It should be noted that the automatic foreign exchange purchase function is turned on by default and cannot be cancelled. RMB and foreign currency consumption are credited for repayment, and foreign currency repayment is not supported. This card cannot be used on the machines of UnionPay line or non-Minsheng Bank cooperative merchants. If you need to trade in the above channels, it is recommended to apply for other credit card products of Minsheng Bank.
Minsheng VISA full currency credit card
(0 foreign currency transaction and overseas cash withdrawal fee; Discount for overseas five-star hotels)
How to repay the full currency credit card of China Bank?
At present, there are many ways for China Bank to handle credit card repayment: it can take the initiative to repay through China Bank counter, ATM, online banking transfer, official account of "China Bank Credit Card" WeChat, colorful life APP and other channels; Or self-service repayment through third-party channels such as inter-bank transfer and Alipay; Holders of BOC debit card, Great Wall credit card or current all-in-one card can also apply for automatic repayment.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
How to pay foreign currency with CCB Global Credit Card? 99% people don't know!
CCB Longka Global Credit Card is an all-currency credit card, which can support credit card spending in different foreign currencies, and is free of foreign exchange handling fees, which brings great convenience and preferential treatment to consumption abroad. However, what we are facing now is a very specific question, that is, how to repay foreign currency by paying global credit cards with dragon cards? Let's have a look.
How to pay foreign currency with CCB Global Credit Card?
Many cardholders do not apply for global payment credit cards, and usually use single-currency VISA cards in consumption abroad. When they spend money, they will transfer the amount you spend to your foreign currency account according to the exchange rate and currency conversion fee on the day of the visa, and then you can buy foreign currency in RMB and repay it in foreign currency, which is quite troublesome.
Global payment credit cards are different. In consumption abroad, all foreign currency transactions (including credit card consumption, online consumption, withdrawal, etc. ) automatically purchase foreign exchange, convert it into RMB and deposit it into the RMB account of Longka Global Payment Card, and also exempt from foreign exchange handling fees. In other words, all you have to do is pay back in RMB according to the bill.
The specific repayment method is the same as other CCB credit cards.
You can insert a credit card into the ATM, then deposit money in the card to repay it, or you can repay it online. For example, use the mobile banking of various banks to pay your global credit card++transfer repayment, or repay through third-party platforms such as Alipay. But different repayment methods, the arrival time is different, you need to pay more attention to this.
The above is the related introduction of "How to repay foreign currency by CCB Global Connect Payment Credit Card". In short, the global payment card does not need the cardholder to purchase foreign exchange when repaying, because this card will be directly converted into RMB according to the exchange rate at that time and directly credited to the RMB account, so the cardholder only needs to repay in RMB.
How to repay the visa full currency card of China Merchants Bank?
Hello, there are two situations:
1. If you have more than one CMB credit card under your name, you can repay it on the credit card marked with UnionPay, and you can repay it through any repayment channel, because the bills of all currency cards are also together;
2. If there is only one full-currency card in your name, if the individual repayment is a full-currency card, the following channels are supported: cash payment over the counter, payment on behalf of the counter, self-withholding, online banking public version, professional version, CDM cash deposit of the Bank, ATM transfer payment of the Bank, telephone banking transfer payment of the Bank, I wealth management transfer payment, reconciliation repayment book and inter-bank repayment (such as Pocket Life, mobile banking, online banking public version and professional version).
How to repay the all-currency platinum card of China Merchants VISA?
Many cardholders often forget or don't want to repay after using the all-currency platinum card of China Merchants VISA. I don't know that this is actually a very dangerous practice. If it is not good, it will be blacklisted by the People's Bank of China. If you want to apply for a credit card or loan in the future, even if you let grandpa sue grandma.
Reminder: Credit card overdraft consumption must be repaid on time. VISA's all-currency platinum card of China Merchants Bank is different from other credit cards, so you need to pay attention to some matters when repaying.
China Merchants VISA Platinum Card is a high-end platinum card issued by China Merchants Bank. Compared with ordinary credit cards, the card is not only domineering in design, but also provides cardholders with a variety of value-added services, such as automatic purchase of foreign exchange for RMB repayment, free annual fee within the validity period, and zero currency exchange fee. It is one of the essential business cards for traveling abroad.
Although this platinum credit card is very tall, we should pay attention to the following major issues during use:
(consumption abroad 0 currency exchange fee; Free annual fee within the validity period without additional conditions; )
1. After successfully applying for a full-currency Platinum Card, if all UnionPay Platinum and above credit cards are cancelled, the card will be automatically cancelled;
2. After applying for a full-currency Platinum Card, your account will be converted into automatic foreign exchange purchase, RMB bookkeeping and foreign currency repayment. If you still need to repay in foreign currency, you can modify the settings yourself through online banking public edition (professional edition), mobile banking or calling VIP special line;
3. Don't use it on the merchant machine of UnionPay line. If you need to trade in the above channels or use points for consumption, it is recommended that you use other credit card products of China Merchants Bank.
4. All-currency Platinum Card does not support UnionPay channel repayment (including transfer from other banks, counter connection, Lacarra, etc.). ) temporarily. For more repayment channels, please consult the VIP line for details.
This is the end of the introduction on how to repay and use all-currency credit cards. I wonder if you have found the information you need?