1. For remittance between peers, if it is confirmed that the passbook account number and account name provided by the payee are correct, just take cash to the bank and deposit it directly into the payee's account.

I suggest you open an account in the bank and then fill out a wire transfer form. Fill in the payee's account name, payee's account number and payee's bank name on the wire transfer voucher, fill in the ID number and signature, and remit money from the account to the payee. This way is the safest. If the payee's account has been cancelled and the account name (or account number) is incorrect, the remittance will be directly returned to your account.

If you have a bank savings card for peer transfer, you can transfer money directly at atm, and the remittance through train is very convenient (ATM remittance is only applicable to peer transfer).

4. If it is too much trouble to open an account, you can remit money directly in cash and fill in the telegraphic transfer form for remittance, but you must clearly fill in the account number, account name, bank name, ID number and remittance purpose of the other party.

5. Remittance through bank telephone banking;

6. If you have registered for personal online banking, after logging in to online banking, you can just enter the information in the column of "ICBC's inter-bank transfer and remittance and ICBC's transfer and remittance with other banks", and you need to use an electronic password card or a U shield;

Note: 1.2.4 ID card of the remitter is required, and remittance fee is exempted for more than one person in the same city. The remittance fee for peers and banks in different places is charged at 1% of the remittance amount, with the lowest 1 yuan and the highest in 50 yuan.