There are two kinds of gifts when opening an account. One is to give money to customers for free after opening an account, and you can take it out after reaching a certain transaction volume.

The other is the remittance after the customer opens an account. According to the amount of remitted funds, according to the rules of donation, 3%-8% is the proportion of donated funds. Donations can participate in the transaction, but the donation part can only be taken out after a certain transaction volume is completed. Of course, the principal can be withdrawn at any time, but if the withdrawal is not completed, the donation will be deducted. Now the market is dominated by the second donation activity.