1. What is the credit card limit of China Merchants Bank?
Generally speaking, the credit card limit of China Merchants Bank is related to the card level, which is 1, and the credit card limit is between 1000 yuan and 10000 yuan. 2. The gold card amount is between 10000 yuan and 50000 yuan; 3. The amount of the platinum card is more than 50,000 yuan. China Merchants Bank prefers users with high credit card usage rate, so if you want to increase the credit card quota, you must ensure that the frequency of using the card is high at ordinary times, and the monthly consumption quota should reach 80% of the total card amount. However, it should be noted that never empty your credit card directly, even if the amount is only a few thousand dollars, try to avoid this situation.
Second, don't be empty-handed.
Empty credit line cannot always be an integer value, such as 5000, 2000, etc. It is quite different from the normal consumption line. After all, most of the prices of commodities now have small changes, and the consumption of such credit lines can easily be recognized by banks as cash withdrawal, which will not only lead to hopeless cash withdrawal, but also easily lead to the card being controlled by the wind. Although many credit cards now support online consumption channels such as Alipay, not all cards can enjoy points for online consumption, and banks will be more inclined to spend points, so they should decide according to the actual situation of their cards.
Third, the credit card quota of China Merchants Bank is mainly related to everyone's card usage.
Because banks will judge the current personal qualifications, especially wealth ability, according to the daily consumption behavior of cardholders, which is the focus of banks' attention. If you want to know whether your card swiping behavior meets the requirements of China Merchants Bank, you can use the card review to test it. This is a professional credit card testing platform. The test report provided internally is completely based on the risk control system of the benchmark bank, and is connected with many big data institutions to ensure the accuracy of the analysis results provided. Therefore, with the help of card evaluation, the success rate of credit card withdrawal can be improved. If you need to apply again, you can also check the estimated amount of card evaluation to help you avoid wasting the number of credit inquiries.
What is the credit card limit of China Merchants Bank in all currencies?
Hello, to handle the credit card of China Merchants Bank, the fixed amount of general card is 65,438+0,000-65,438+0,000 yuan, and the fixed amount of gold card is 65,438+0,000-50,000 yuan. The specific limit is subject to the test results.
What is the credit card limit of China Merchants Bank?
The starting point of credit line (fixed line) of China Merchants Bank credit card is 1000 RMB or equivalent USD, and the upper limit is 50,000 RMB or equivalent USD. Under normal circumstances, the fixed amount of Puka is 1000 yuan-10000 yuan, and the fixed amount of Gold Card is 10000 yuan -50000 yuan.
The amount of a platinum card is generally a fixed amount of 50 thousand yuan plus a temporary amount that is actively adjusted for you every month. At that time, you can use the sum of the two parts for credit card consumption.
China Merchants Bank (1987) was established in Shekou, Shenzhen. It is the first joint-stock commercial bank wholly owned by an enterprise as a legal person in China and the first pilot bank to promote banking reform from outside the system.
China Merchants Bank is headquartered in Futian District, Shenzhen. On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. On September 8, 2006, China Merchants Bank began its public offering in Hong Kong, issuing about 2.2 billion H shares and raising HK$ 20 billion. It was listed on the Hong Kong Stock Exchange on September 22. The net capital exceeds 290 billion, and the total assets exceed 4.4 trillion.
The development goal of China Merchants Bank is to become a leading retail bank in China. Netcom, the first online bank in China, went online in September, 1999, which became a widely used online payment tool for many enterprises and e-commerce websites, and promoted the development of e-commerce in China to some extent. 201April 2, 5 China merchants group co., ltd. plans major events. In order to ensure fair information disclosure, safeguard investors' interests and avoid abnormal fluctuations in the company's share price, the company's shares were suspended from trading on April 3, 20 15 upon the application of the company.
By the first half of 20 17, China Merchants Bank had more than 1800 domestic and overseas branches, set up service outlets in more than 30 cities in Chinese mainland/kloc-0, and had 5 overseas branches and 3 overseas representative offices with more than 70,000 employees. In addition, China Merchants Bank also wholly owns CMB Financial Leasing Co., Ltd. and holds China Merchants Fund Management Co., Ltd., holding 50% equity of China Merchants Cigna Life Insurance Co., Ltd. and 50% equity of Zhaolian Consumer Finance Company; Wing Lung Bank Limited and CMB International Financial Holdings Limited are wholly-owned companies in Hong Kong.
Since it was first selected into the Fortune Global 500 in 20 12, it has been ranked among the Fortune Global 500 for seven consecutive years, and ranked 2 13 in 20 18. 2065438+On June 26th, 2009, eight banks including China Merchants Bank launched the first batch of enterprise information networking verification systems. 20 19 July, 20 19 released the Fortune Global 500 ranking 188.
China Merchants Bank products and services:
Debit card: It can be divided into one card and golden sunflower card, and has the functions of fixed deposit, multi-currency, and multi-function.
Credit card: a credit card in the form of chip and magnetic stripe, which has all functions such as overdraft and integral.
Golden sunflower financial management: a comprehensive financial management service system for individual high-end customers, covering liabilities, assets, intermediary business and financial consultants.
China Merchants Cigna: China Merchants Cigna Asset Management was approved as the fourth foreign-funded insurance asset management company.
How much is the credit card of China Merchants Bank?
The credit card limit of China Merchants Bank is 3000- 1 10,000 yuan, and the gold card limit is 1 10,000-50,000 yuan. According to the information submitted by the customer, the customer's credit card fixed limit is comprehensively evaluated, and the final audit result shall prevail. (Multiple credit cards under the same account name * * * enjoy the same limit)
Application conditions
(1) China residents, foreigners living in China, compatriots from Hong Kong, Macao and Taiwan have reached the age of 18, have full capacity for civil conduct, and have good credit standing. They can apply for personal credit card master cards with their valid identity documents.
Personal cardholders can also apply for supplementary cards for other natural persons with full civil capacity or natural persons with limited civil capacity. The main cardholder can apply for cancellation of the supplementary card at any time.
(2) Enterprises, administrative institutions, social organizations and other economic organizations authorized by legal persons who open basic deposit account in domestic financial institutions can apply for business cards from card issuers with supporting documents such as the basic deposit account account opening permit issued by the People's Bank of China (foreign exchange settlement accounts are also required to apply for international business cards).
The qualification of the cardholder of the unit card shall be designated and revoked in writing by the legal representative of the unit or its authorized person. The applicant shall bear all debts arising from the unit card.
(3) When applying for a credit card for the first time, the applicant shall fill in the credit card application form correctly, completely and truthfully, and submit the relevant supporting documents required by the card issuer, and agree that the card issuer may inquire about the credit status of the applicant from any relevant department, unit or individual, and keep and use the relevant materials.
(4) According to the credit status of the applicant, the card issuing institution decides whether to issue the card, whether to require the applicant to provide the guarantee and the guarantee method, and determines the way and type of obtaining the card, the credit line granted to the applicant, etc. Failed application materials will not be returned.
(5) The ways for the applicant to provide guarantee include: guarantee, mortgage and pledge. A corresponding guarantee contract shall be signed separately for the guarantee. The scope of guarantee covers all debts incurred under the cardholder's credit card (including but not limited to the principal and interest, over-limit fees, late fees and recourse fees for overdrafts within and outside the credit line).
(6) After receiving the credit card, the cardholder shall immediately sign the same signature as the credit card application form in the signature column on the back of the credit card, and use the same signature when using the credit card, otherwise the cardholder shall be responsible for the losses arising therefrom. Card issuers also provide cardholders with inquiry passwords and transaction passwords (that is, cash advance passwords and credit card consumption passwords) through designated channels.
The launch of China Merchants Bank's international credit card quota and China Merchants Bank's full-currency international credit card quota has come to an end. I wonder if you found the information you need from it?