Domestic foreign exchange wealth management products can be described as various, which can be summarized into four categories: interest rate type, exchange rate type, credit type and index type, and each category contains products with different structures. According to the current market environment, financial experts suggest paying attention to: 1. Notice deposit: Some banks have introduced US dollar notice deposit, and depositors can get back the deposit principal after five days' notice in advance, and get the deposit interest rate equivalent to the fixed deposit interest rate of the same grade according to the actual deposit period, which provides the greatest convenience for customers to manage their finances. 2. Structured deposits that investors have the right to terminate early: the term can be 1-3 years, and the fixed coupon rate can reach 1.5% to 3.0%. The biggest feature of this product is that it can give investors the right to terminate, and decide whether to terminate the deposit in advance and renew it as a new product on each interest payment date. 3. Deposit-linked interest rate range: this product is linked to LIBOR interest rate range, with a deposit term of 2 years, and the deposit interest rate will be calculated according to the number of days LIBOR is in the agreed range. This kind of deposit has a short term, and under certain market risks, it is possible to get a return several times higher than the deposit interest rate in the same period. 4. RMB exchange rate-linked deposits: RMB appreciation is a hot topic recently. Assuming that customers predict that the speed and magnitude of RMB appreciation will not be too great in the short term, they can consider investing in "structured deposits linked to RMB exchange rate". The term of this kind of products is generally not more than 6 months. If investors judge the exchange rate in line with the market trend, they can greatly improve the wealth management income.