As for investment channels, according to the risk coefficient, from large to small, it is like this: foreign exchange, gold, futures, stocks, funds, national debt, deposits and so on. What are the risks? One is market opportunities. The greater the opportunity, the higher the risk. In other words, the higher the possibility of profit, the higher the possibility of loss, which needs to be analyzed and controlled in different ways. Another can be understood as the individual's understanding and grasp of investment channels. If you don't understand at all, you'd better not invest in this area. The more you know, the easier it is to avoid this risk.
If you are risk averse, you can do futures. Two-way trading and margin system can improve the utilization rate of funds, but because of its flexibility, it also increases the investment risk accordingly. In addition, the stock market, in the current national macroeconomic situation is not optimistic, it will be very dangerous to rush into the securities market now, and it will be easily trapped. Most of the stocks bought by my friends are right, so I can only stop loss now. The advantage of stocks over futures is that you can operate in Man Cang and invest all your money at once. Even if the entry point is high, you can get corresponding profits according to time. But the disadvantage is that if you are a speculator, you can only lose money when the market falls, but the amount of loss is different. In contrast, because futures are two-way transactions, they can also make profits when the market falls, at least to recover the losses after entering the market. But only if you have enough self-control. In addition, regarding fundamental analysis, futures are also simpler than stocks. Stock trading needs to consider the micro-information such as the different situations of the companies you hold, but it is difficult to obtain channels and the phenomenon of controlling villages is also serious. On the other hand, futures only need to consider the influence of national macro policies, the relationship between supply and demand of commodities and other factors. Information channels are relatively open, there is no inside information, and it is difficult to be manipulated by the banker.
As for funds, they are divided into stock funds, monetary funds and bond funds. Generally speaking, funds make full use of various investment channels to diversify their investments. Different investment channels have profits and losses, but overall, the profits and losses are relatively high and stable. However, stock funds are still not optimistic at present, and even the main stocks of the fund are at risk of falling. For example, from April to June, basically all funds are in a state of loss, which can be seen. If it is a monetary fund, you should always pay attention to the exchange rate of international currencies and the macroeconomic policies of relevant countries, especially monetary policies. But your mastery of foreign policy depends on whether your personal channels are effective. Bond funds are the most stable, but the income is the lowest, only higher than that of banks. If you buy this fund, you might as well hold the national debt directly.
In fact, this mainly depends on personal preferences.
In addition, companies that use leverage to make foreign exchange are all overseas companies cooperating in China, many of which are illegal and have great credit risks, so they are not suitable for investment consideration. Its real situation is basically invisible to ordinary investors. If you like higher returns, you can study futures yourself, but you should strictly control the risks. In fact, stock and futures are the same in market fluctuation, but the different popularity leads to people's misunderstanding of futures. Most people lose money in stock trading, a few people make money, and futures are the same. The problem is that the reason for the loss is that people have problems in grasping and controlling risks. Unwilling to admit this fact leads to deep lock-up or loss. Greed and fear have always been the greatest weakness of human nature. So any investment must overcome this. Even if you do physical business, if you can't effectively control the losses, the risk is still great. In this respect, we need to look at the problem objectively, not subjectively.