(1) service fee

Explanation on the implementation time of charging standards for charging items

1. Annual service fee for online banking (including bank-enterprise interconnection and e-commerce) certificate 200 yuan, February 2000 1.

2. The online banking certificate (CFCA certificate) has the lowest service fee per certificate every year. 280 yuan June 8, 2009

3. Annual fee for online banking account. 20 yuan for each registered account (generally, this fee is not charged by corporate customers and the main account of group customers; As of February 20th every year, 65438+, accounts registered for more than half a year (inclusive) are charged according to the standard, and those registered for less than half a year are charged at half price).

4. The annual service fee for VIP room of online banking is RMB 654.38+0 million per customer. 061October 7, 65438 yuan.

5. The annual service fee of corporate online banking (popular version) shall not exceed that of 500 yuan in June, 2004 165438+ 10/4, and shall be implemented according to the standards published by local industrial and commercial bank.

6. Bank-enterprise interconnection service fee is 654.38+10,000 yuan (one-time charge). Where a special website opens the interconnection between banks and enterprises, it shall be implemented in accordance with the service fee standard for the opening of special websites. ) 65438+2004 10 month

7. Annual service fee for bank-enterprise interconnected account. 200 yuan for each registered account (generally, this fee is not charged for corporate customers and for the main account of group customers; By the end of 65438+February 20, 2006, accounts registered for more than half a year (inclusive) will be charged according to the standard, and those registered for less than half a year will be charged at half price).

8. ICBC Messenger balance change reminder: each mobile phone number is 10 yuan every month; April 2009 19.

Reminder for domestic L/C business: RMB 10 yuan's cell phone number: 2011April 23rd.

9. The annual service fee of telephone banking shall not exceed 500 yuan per certificate (if the certificate method is not adopted, it shall be charged according to the customer number or login account number and the standard of the certificate method). June 2004: 65438+ 10 1, implemented according to the standards published by the local industrial and commercial bank.

10. The annual service fee for bill custody is 8000 yuan per customer. On June 8, 2009, it was implemented in accordance with the standards published by the local industrial and commercial bank.

(2) Transaction costs

Explanation on the implementation time of service charge standard

1. The electronic banking business in ICBC system will be settled in RMB in the same city in 0.8 yuan; The off-site business is charged according to the charging standard of counter fund remittance business. June 8, 2009

2. RMB settlement of inter-bank e-banking shall be charged according to the charging standard of counter fund remittance business, and the foreign business handled online in the same city shall be charged according to each transaction 1 yuan. Unless otherwise stipulated by the local people's bank, it shall be implemented in accordance with the provisions of the people's bank. June 8, 2009

3. Handling fee for foreign exchange remittance: 0.8‰ of the remittance amount shall be converted into RMB equivalent according to the foreign exchange quotation of the Bank on the current day, with the minimum 40 yuan per transaction and the maximum 800 yuan per transaction; Postal expenses: each 10 yuan. June 8, 2009

4. The corporate finance room (including VIP room corporate finance room) is open to the payer. Each transaction in the same city within the ICBC system shall not exceed 5 yuan, and each transaction in different places within the ICBC system shall not exceed 10 yuan; Inter-bank business is charged according to the charging standard of fund remittance business. June, 2005, 5438+ 10 1, implemented according to the local industrial and commercial bank announcement standard.

5. If the physical bill is in custody, it will be charged at 0.5 ‰ of the par value, with the lowest 20 yuan and the highest 200 yuan; If we only entrust our bank to enter bill information, each bill will be 1 yuan. 65438+200617 October

* Please refer to "Charging Standard of RMB Basic Settlement Business" for the charging standard of counter fund remittance business.

(3) production cost

Explanation on the implementation time of charging standards for charging items

1. Gold card and silver card certificate cost Goldpac GPK 16000 65 yuan 2004 65438+ 10/. The chip of each brand certificate is different, but the function is the same, and customers can choose to use it.

2. The specific model of the certificate shall be subject to the announcement of the local industrial and commercial bank.

G&D starcos SPK2.3

Hua Hong BHDC PKI(32K) every 60 yuan.

Hua Hong BHDC PKI( 16K) every 50 yuan.

2. Cost of ordinary card documents 10 yuan, 2004 1.

3.Goldpac 2006 60 yuan August 2007 1 1. Various brands of U shield have different appearance and chips, but their functions are the same, so customers can choose to use them.

2. The specific model of U shield shall be subject to the announcement of local industrial and commercial bank.

Goldpac GEMPC keys for each 60 yuan.

G&D Stark 100 60 yuan per piece

Hua Hong BHDC USB (32K) per 60 yuan.

Hua Hong BHDC USB (16K) each 58 yuan.

Hua Hong HH-UKEY (LCD) Each 60 yuan is subject to the launch time of the local branch.

Tiandi OnKey 193D (liquid crystal) each 60 yuan 20 1 0 February1.

Tiandi Rong OnKey 193D (organic light emitting diode) each 75 yuan.

Tian Fei Chengxin Tan Fei H9 (LCD) each 60 yuan.

Tian Fei Chengxin Tan Fei H9 (Organic Light Emitting Diode) Each 75 yuan

Minghua MW e-Key(LCD) for each 60 yuan.

Minghua MW e-Key (organic light emitting diode) each 75 yuan.

4. The cost of the card reader GEMPC400 in Goldpac +2004 1 October 65438+1October1in 460 yuan. Different brands of card readers have different appearances, but the functions are the same, so customers can choose to use them.

2. The specific model of the card reader shall be subject to the announcement of the local industrial and commercial bank.

Goldpac GEMPC4 10 every 200 yuan.

Goldpac GEMPC430

GEMPC twins of Goldpac

G&D STARSCR 100

G&D Kaman 10 10

G&D Carmen 2020

Kangrui RC8620 per set 150 yuan.

(4) Agreement fees

Refers to the fees charged by our bank for providing personalized e-banking services to specific customers through negotiation.

(5) Others

Explanation on the implementation time of charging standards for charging items

1. Loss reporting fee per certificate: 20 yuan February 2000 1.

2. Password reset fee: 20 yuan 65438+2004 10/0/.

Second, personal business.

(1) service fee

Explanation on the implementation time of charging standards for charging items

1. The annual online banking service fee is 12 yuan for each customer, and will not be charged on May 10, 2008.

2. On July 2, 2008 12, mobile banking (WAP) did not charge 60 yuan's annual service fee for each customer.

3. There is no charge for centralized transfer of silver in the same city;

On June 8, 2009, 4.5 yuan or 40.5 yuan per month in different places.

4. Automatic fund collection function 1 month 2 yuan; 6 yuan within 3 months; 6 months 10 yuan; 1February 20 yuan June 2008 10.

5. On June 8, 2065438+April 00, 200915-20165438+March 0, 2009, 2 yuan was reminded of the net value of the fund that was exempted from the express service fee of ICBC.

On June 8, 2009, the stock closing price and arrival price were reminded by 2 yuan every month.

Net value of wealth management products reminds 2 yuan every month on June 8, 2009.

2 yuan, June 8, 2009.

Time deposit, card overdraft, card expiration reminder every month in 2 yuan on June 8, 2009.

Continuous password error, local and foreign currency interest rate changes, monthly remind 2 yuan 165438+20031October 23rd.

The price of national debt reminds 2 yuan of the temporary exemption on June 8, 2009.

The balance change on May 10, 2008 reminds each account of 2 yuan.

Login SMS reminder every month 1 yuan 10, 2009+08, temporarily exempted.

In May 2008, the business handling reminder was 1 yuan 10 per month.

The comprehensive declaration service mailbox is in 3 yuan every month, and the mailing mailbox in 5 yuan on June 8, 2009 is temporarily free.

The combined report service mailbox is in 3 yuan every month, and the mailing mailbox in 5 yuan on June 8, 2009 is temporarily free.

Remittance notification service, every message, 0.2 yuan, 2005, 65438+1October 30th.

0.2 yuan, July 20th10, 18.

SMS of financial plan reminds each SMS of 0.2 yuan 2010 July 18.

Gold SMS reminder service for RMB account: May 2008 10 0.2 yuan for each SMS.

Gold deferred business transaction notification SMS reminds each SMS 0.2 yuan February 2, 20091.

The early warning of margin for gold deferred business and the short message of Qiangping remind each message of 0.2 yuan on February 2, 20091.

Precious metal price reminder every time 0.2 yuan 2010101October 23rd.

The arrival price of foreign exchange shall be reminded every time 0.2 yuan 201010/0/October 23rd.

The balance of RMB E-card will be reminded every month on 201010/23, 2 yuan.

International E-card balance change reminder monthly 2 yuan

2010101October 23rd

6. Online personal financial service fee is temporarily waived on May 2008 16 yuan.

Scheduled transfer for each service 16 yuan. May 2008 10.

T+0 financial services: RMB 65,438+06; May 65, 2008 +00

7. The annual service fee for telephone banking is 12 yuan per customer per year. 438+00 on May 65, 2008, according to the standards published by the local industrial and commercial bank.

8. Mobile banking (SMS) information service fee package 1 25 yuan, 100. May 2008 10 Package is valid for two years; Customers who send SMS to our bank to handle mobile banking business must pay SMS communication fee to the mobile phone communication operator, and the package fee does not include SMS communication fee; When a customer initiates short message services such as transfer and remittance, no matter how many short messages we reply, it will be counted as a short message. Mobile banking (SMS) activation, cancellation, donation, donation inquiry, package purchase, package information inquiry and help inquiry are free, and the information sent is not included in the package.

Package 2: 200 PCs in 45 yuan, May 2008 10.

Packing 3: 100 Yuan, 500 pieces, May 2008 10.

(2) Transaction costs

Explanation on the implementation time of service charge standard

1. Electronic express remittance ICBC remittance ICBC city transfer is free;

Remittance from ICBC in different places: 10% discount for counter star customers;

20 1 1 1 15.

Inter-bank remittance is charged at the discount rate of 10% for counter star customers;

2. Handling fee for cross-border remittance: 0.8‰ of the remittance amount, with a minimum of 16 yuan and a maximum of 160 yuan; Telecommunication fee: 100 yuan/transaction. For foreign exchange remittance in foreign currency cash account, our bank will also charge the foreign exchange difference according to the foreign exchange quotation of the day. April 24, 2005

3. Remittances to overseas VISA cards are charged at 0.6% of the remittance amount, with a minimum of 60 yuan RMB for each remittance. (including personal online banking channel and WAP channel) June 5438+1October 65438+August 2009

4. Handling fee for cross-border remittance within ICBC system: personal online banking is charged at 10% discount on counter charges, VIP online banking members are charged at 20% discount on counter charges, VIP online banking members are charged at 30% discount on counter charges, and VIP online banking gold card members are charged at 60% discount on counter charges.

The WAP charge is 10% off the counter charge. 20 10 July 18

5. Pay tuition. There is no charge for intra-city business in ICBC system, and 5.5 yuan is not charged for inter-bank business in different places in ICBC system. 2003123 October

(3) production cost

Explanation on the implementation time of charging standards for charging items

1.Goldpac 2006 60 yuan August 1, 2007 1. Various brands of U shield have different appearance and chips, but their functions are the same, so customers can choose to use them.

2. The specific model of U shield shall be subject to the announcement of local industrial and commercial bank.

Goldpac GEMPC keys for each 60 yuan.

G&D Stark 100 60 yuan per piece

Hua Hong BHDC USB (32K) per 60 yuan.

Hua Hong BHDC USB (16K) each 58 yuan.

Hua Hong HH-UKEY (LCD) Each 60 yuan is subject to the launch time of the local branch.

Tiandi OnKey 193D (liquid crystal) each 60 yuan 20 1 0 February1.

Tiandi Rong OnKey 193D (organic light emitting diode) each 75 yuan.

Tian Fei Chengxin Tan Fei H9 (LCD) each 60 yuan.

Tian Fei Chengxin Tan Fei H9 (Organic Light Emitting Diode) Each 75 yuan

Minghua MW e-Key(LCD) for each 60 yuan.

Minghua MW e-Key (organic light emitting diode) each 75 yuan.

2. The card reader charge is the same as the enterprise card reader charge standard 1 June 20041.

3. 2 yuan 10, the cost of password card for electronic banking in August 2006.

Precautions:

1. In case of adding or adjusting the charging standard, China Industrial and Commercial Bank will make an announcement through this column 10 working days before implementation;

2. The final interpretation and execution right of the above charging standards belongs to China Industrial and Commercial Bank.

Third, e-commerce.

(1) service fee

Fees for charging items

1. The opening service fee for special units B2B, B2C and C2C shall be no less than 2,000 yuan each (one-time charge).

(2) Transaction costs

Fees for charging items

1. ICBC account online payment B2B business subscription business: the minimum transaction amount is 5‰ or the minimum transaction amount is charged by 5 yuan to the special unit; If it is a business in a different place, it should also charge the payer according to the charging standard of counter fund remittance business.

Refund business: transaction fees are not charged separately. Whether or not to refund the transaction fee of the original order business and the refund method shall be implemented as agreed by both parties.

2. ICBC online payment for B2C business subscription: the minimum charge is 65438+ 0% of the transaction amount of each order, and each order is not lower than that of 0.5 yuan.

Return transfer business: transaction fees are charged according to the corresponding charging standards for settlement business of enterprise e-banking in the same city and different places.

Refund business: transaction fees are not charged separately. Whether or not to refund the transaction fee of the original order business and the refund method shall be implemented as agreed by both parties.

3. Online payment of C2C business orders from ICBC account: at least 1% of each transaction amount is charged to the special unit, and each order is not lower than that of 0.5 yuan.

4. The overseas card online payment service charges the special unit a fee of at least 3% of the transaction amount of each order.

5. The minimum charge standard of ICBC mall business is based on the transaction amount of each order: for general products, the rate is not less than 2.5% of the transaction amount; Sales of insurance, lottery tickets, software and other special goods, the rate is not less than 5% of the transaction amount. If the annual cumulative transaction cost is less than 654.38+10,000 yuan, the fee will be charged at 654.38+10,000 yuan.

6. The transaction promotion business is charged one by one according to the transaction volume or packaged in the form of annual service fee. The minimum charge according to the transaction amount is 2% of the transaction amount, and the minimum charge for packaging is 654.38+10,000 yuan per year.

Peony card service charge standard

Description of charging standards for charging items

Annual fee: peony dual-currency credit card, personal card, peony platinum card, main card, 2000 yuan/card/year; Peony Platinum Card Supplementary Card 1000 Yuan/Card/Year

Gold master card 200 yuan/card/year; Gold card 100 yuan/card/year.

Ordinary card master card 100 yuan/card/year; 50 yuan for ordinary cards and supplementary cards/card/year

Business Travel Card Gold Card 400 yuan/Card/Year; Ordinary card 200 yuan/card/year

Peony RMB credit card personal card gold card master card 100 yuan/card/year; 50 yuan for gold card and supplementary card/card/year.

Ordinary card master card 50 yuan/card/year; 25 yuan for ordinary cards and supplementary cards/card/year

Business card 200 yuan/card/year, ordinary card 100 yuan/card/year.

Peony quasi-credit card personal card gold card master card: 50 yuan/card/year; 25 yuan for gold card and supplementary card/card/year.

Ordinary card master card: 25 yuan/card/year; Ordinary card vice card 12.5 yuan/card/year.

Gold business card 100 yuan/card/year, ordinary card 50 yuan/card/year.

Peony Special Card Personal Card 20 yuan/Card/Year

Business Travel Card 20 yuan/Card/Year

Peony Smart Card Electronic Wallet Card can be renewed 10 yuan/card/year.

Peony International Debit Card Personal Card Plane Card 10 yuan/Card/Year

Embossed card 50 yuan/card/year

The annual handling fee of peony joint card (ID card) can be higher than the charging standard of attached card type. Other charging items are the same as the attached card type.

In addition to the charging standard for attached cards, 50 yuan/card is charged for charged color photo cards.

Newly issued EMV standard card 50 yuan/Card

Peony Smart Card Electronic Wallet Card Renewable Wallet Card 40 yuan/Card

Non-renewable wallet card 20 yuan/card

Supplementary card/supplementary card EMV standard card 50 yuan/card

Peony Smart Card Electronic Wallet Card Renewable Wallet Card 40 yuan/Card

Non-renewable wallet card 20 yuan/card

Peony dual-currency credit card reports the loss of 20 yuan/card, and peony platinum card is free.

Peony RMB debit card

Peony quasi-credit card

Mudan international debit card

Peony special card 10 yuan/card

Make up the bill Peony dual-currency credit card to obtain the statement (excluding) 5 yuan/month/copy two months ago; Peony Platinum Card is free.

Peony RMB debit card

Peony quasi-credit card

Peony dual-currency credit card was originally traded in 50 yuan/piece, 10 yuan/piece; The number of foreign transactions is 5 USD/share or 5 EUR/share; Peony Platinum Card is free.

Peony RMB debit card

Peony quasi-credit card

Mudan international debit card

Xinyuntong Peony Dual-currency Credit Card 20 yuan/Letter; Peony Platinum Card is free.

Peony RMB debit card

Peony quasi-credit card

Mudan international debit card

Credit card certification unit 100 yuan/copy

Individual 50 yuan/share

Overlimit fee for Peony dual-currency credit card is charged at 5% of the excess credit limit, with a minimum of 1 yuan or 1 HK$ or 1 Euro, and a maximum of HK$ 500 or 1 00 or 100 Euro in 500 yuan.

Peony RMB credit card is charged at 5% of the excess credit limit, with a minimum of 1 yuan and a maximum of 500 yuan.

Peony dual-currency credit card will be charged a late fee of 5% of the minimum unpaid amount, ranging from 1 yuan RMB or 1 HK$ or 1 Euro to 500 yuan RMB or HK$ 500 or 1 00 Euro.

Peony RMB credit card is charged at 5% of the outstanding minimum amount, with a minimum of/kloc-0 yuan and a maximum of 500 yuan.

Foreign exchange handling fee Peony dual-currency credit card visa card:1%; MasterCard:1.1%; American Express Card 1.5% (charged by American Express).

Peony international debit card Visa card:1%; MasterCard: 1. 1%.

Domestic emergency replacement card Peony dual-currency credit card 40 yuan/card

Overseas emergency loss reporting service peony dual-currency credit card visa card is free, and ordinary card and business card are 35 USD/card or 35 EUR/card.

MasterCard is 35 USD/card or 35 EUR/card; The first two contact numbers are free. Starting from the third call, each call will be charged an additional $7.75 or $7.75.

Peony International Debit Card Visa Card $35/card

MasterCard $35/card; The first two contact numbers are free of charge. Starting from the third one, there is an extra charge of $7.75 per call.

Peony dual-currency credit card Visa card is free of charge for overseas emergency cash withdrawal service, and the ordinary card and business card are 175 USD/time or 175 Euro/time. Overseas emergency cash withdrawal fee and overseas emergency card replacement fee for Visa and MasterCard dual-currency credit cards and international debit cards. Even if the applicant voluntarily gives up or is rejected by the issuing bank, the international organization will still charge a service fee of $50.

MasterCard is 95 dollars/time or 95 euros/time; The first four calls are free, and from the fifth call, an extra charge of $7.75 or $7.75 will be charged for each call.

American Express Card $8/time

Peony International Debit Card Visa 175 USD/time, MasterCard Dual-currency Credit Card and International Debit Card Overseas Emergency Withdrawal Fee and Overseas Emergency Replacement Fee Even if the applicant voluntarily gives up or is rejected by the issuing bank, the international organization will still charge a service fee of 50 USD.

Overseas emergency card exchange service peony dual-currency credit card Visa card is free, ordinary card and business card 175 USD/card or 175 Euro/card. Overseas emergency cash withdrawal fee and overseas emergency card replacement fee for Visa and MasterCard dual-currency credit cards and international debit cards. Even if the applicant voluntarily gives up or is rejected by the issuing bank, the international organization will still charge a service fee of $50.

MasterCard 148 USD/card or 148 EUR/card; The first four contact numbers are free. Starting from the fifth call, each call will be charged an extra $7.75 or $7.75.

American Express Card 125 USD/card

Visa and MasterCard handle cash withdrawal from foreign cards on behalf of them, and collect 3% of the cash withdrawal amount at designated outlets. Charge the cardholder

Diner's cards are cashed at designated outlets, and 4% of the cash withdrawal amount is charged. Charge the cardholder

RMB remote withdrawal and transfer payment: 1% of the amount, ranging from the lowest 2 yuan to the highest 100 yuan.

Foreign currency: 2.9% of the amount, with a minimum of HK$ 3 or US$ 3 or Euro (including domestic and overseas). Peony Platinum Card is free for domestic transactions.

If you hold a card, you can deposit it in a different place with a credit card and transfer it to RMB: 0.5% of the amount, with the lowest 2 yuan and the highest 100 yuan;

Foreign currency: 0.5% of the amount, with a minimum of HK$ 3 or US$ 3 or Euro3 and a maximum of HK$ 65,438+000 or US$ 65,438+05 or Euro65,438+05 (both inside and outside China). No charge for the time being. Peony Platinum Card is free for domestic transactions.

RMB remote deposit and transfer credit card: 0.5% of the deposit and transfer amount, with the lowest 2 yuan and the highest 100 yuan; Foreign currency: 0.5% of the deposit and transfer amount, with a minimum of HK$ 3 or US$ 3 or Euro3 and a maximum of HK$ 65,438+000 or US$ 65,438+05 or Euro65,438+05 (including domestic and overseas). No charge for the time being. Peony Platinum Card is free for domestic transactions. No card means no personal credit card. Corporate customers who have signed a centralized financial management agreement with our bank are exempt from remitting money to employees' credit cards without cards.

Cross-border inquiry is about 4 yuan/pen.

Cross-border ATM withdrawals from RMB accounts/cards are charged in RMB (1%+ 12 yuan), with a minimum of 14 yuan and a maximum of1/2 yuan.

Inter-bank ATM withdrawals are made in 4 yuan/transaction, and there is a handling fee for withdrawals in different places. In addition to Guangdong, Xiamen, Zhejiang, Jiangxi and other places to implement 4 yuan/pen, other regions to implement 2 yuan/pen.

Easy loan card installment payment is charged according to the benchmark interest rate of loans with the same term.

Charge standard for basic RMB settlement business

Unit: RMB. Yuan Dynasty (1206-1368)

Settlement fees (per transaction) and post and telecommunications fees (per transaction)

Postage and telegram charges

Ordinary express delivery

Bank draft 1.00 0.50 2.50

Bank acceptance bill with face value of 0.05%

Foreign exchange remittance 0.50 0.50 2.50

Telegraph 0.50 5.85 1 1.70

0. 1 10,000 yuan (including 1 10,000 yuan) is the handling fee for electronic remittance for each 5 yuan; 10000 yuan to 10000 yuan, each charge 10 yuan; 10000 yuan to 500000 yuan per charge 15 yuan; 20 yuan is charged for each sum of more than 500,000 yuan to 6,543,800 yuan; Each sum exceeding 6,543,800 yuan is charged at 0.2 ‰ of the remittance amount, with the maximum not exceeding 200 yuan. According to the customer's written entrustment, the telegraphic transfer expedited business that guarantees the funds to arrive within 2 hours will be charged 30% according to the prescribed charging standard.

Entrusted collection

Remit the collection commitment to 1.00 1.00 5.00.

Telegraph reply1.005.8511.70.

Promissory note 0.60

Check 0.60

Unit initiative inquiry letter inquiry 0.50 0.50 2.50

Telegraph inquiry 0.50 5.85 1 1.70

Personal remittances and bank drafts of less than 5,000 yuan that have not been opened in a bank account are 1% of the face value.

More than 50.00 yuan (inclusive)

Remittance refund letter 0.50 0.50 2.50

Telegraph remittance 0.50 5.85 1 1.70

Report the loss of bills of exchange, promissory notes and checks that meet the reporting conditions at face value of 0. 1%.

Preferential standards for wealth management accounts

Business project general customer financial account customer

The annual fee is temporarily waived.

The account management fee is temporarily waived.

1% The remittance amount through the remittance through train is 50% off for the lowest 2 yuan and the highest 50 yuan.

Personal deposits in different places are charged at 0.5% of the deposit settlement amount, with the lowest 2 yuan and the highest 100 yuan (limited to wealth management account cards).

Personal withdrawals from different places are charged at 1% of the withdrawal settlement amount, with the lowest 2 yuan and the highest 100 yuan. 50% discount only for wealth management account card)

50 yuan /50% discount on personal certificates of deposit.

Collection of savings in different places is charged at 1% of the collection amount, with a discount of 50% for the lowest 2 yuan and the highest 50 yuan.

Personal loan certificate 100 yuan/copy is 50% off.

25 yuan/times/households are exempt from loss reporting.