For the foreign currency deposited in the savings card, after logging into the mobile banking, there is no handling fee for "mine", "all", "cross-border finance", "settlement of foreign exchange" and "settlement of foreign exchange".
Tips:
Domestic residents can handle it through self-service channels. The account opening certificate is a valid ID card, excluding temporary id card, and it does not exceed (equivalent to 50,000 US dollars per person per year).
For the settlement of foreign exchange below $50,000 (inclusive) per person per year, you can bring your one-card and valid ID card to the outlet of China Merchants Bank where you open an account in this currency.
To handle the cash settlement business, you (including overseas and domestic individuals) need to go to our bank to handle the settlement (minors can be represented by their guardians after showing proof materials, and others are not allowed). Foreign currency cash can be deposited in "one card" or foreign currency passbook for settlement, can be deposited in cash slip for settlement, or can be settled directly in cash.
1. Individual foreign currency cash settlement shall not exceed the total annual settlement:
If the accumulated amount of foreign currency cash settlement on that day is less than $5,000 (inclusive), I will go to the bank with my valid identity certificate; If the accumulated amount on that day exceeds the equivalent of US$ 5,000, I will go to the bank with my valid identity certificate, the Customs Declaration Form for Luggage and Articles of Inbound Passengers in People's Republic of China (PRC) (hereinafter referred to as the Customs Declaration Form) or the foreign currency cash withdrawal documents of my original bank.
2. Personal settlement of foreign currency cash exceeds the total annual settlement:
Under the current account, I go to the bank to open an account with my valid identity certificate, my customs entry declaration form or my original foreign currency withdrawal form, as well as the relevant certification materials of the transaction amount; Under the capital account, it shall be handled according to the project management regulations of individual capital by presenting my valid identity certificate, my customs entry declaration form or my original foreign currency cash withdrawal document.