Generally, domestic savings cards are UnionPay single-currency cards, and credit cards are issued by UnionPay and one of the above-mentioned international card-issuing organizations, such as visa+ UnionPay, mastercard+ UnionPay and so on. Your card belongs to the issuer. GOLO can be seen on the card. Any sign is issued by someone alone or jointly.
After leaving the country, the POS machine that swipes the card or the ATM machine that withdraws cash has the logo of the corresponding card issuer on your card face, so you can use this card.
Generally, you can use VISA when you go to Europe and America. It is the largest card issuing organization in the world.
You can use JCB if you go to Japan. This is from Japan.
Question 2: What bank cards can be used 1 in China and abroad? Bank cards marked with UnionPay logo can be used overseas.
2. Places where bank cards can be used abroad: first, foreign branches of China Bank; second, foreign ATMs and shops with UnionPay logo.
Supplement: foreign ATM cash withdrawal
There are many ATMs abroad that can withdraw cash with UnionPay debit cards. Customers don't need to deposit foreign currency in the card, but directly deduct RMB funds from the card, so please deposit enough RMB before going abroad. It should be noted that not all foreign ATMs are affixed with the UnionPay logo, but as long as you see the logo of Citibank or Pulse on the ATM, you can use the UnionPay debit card to withdraw cash.
Question 3: Can I use China's bank card abroad? Bank cards issued in China are mainly UnionPay cards. UnionPay is a bank settlement system dominated by China. It is generally no problem to use it in China. If it is used abroad, it depends on whether it is supported. All ATMs with the following "UnionPay" logo have no problem withdrawing money. Some merchants' checkout counters may also have the sign of "UnionPay", so you can pay by UnionPay card.
However, in foreign countries, UnionPay is not the mainstream, and there are not many businesses that support UnionPay consumption. The mainstream foreign bank cards are Visa and MasterCard. These two kinds of bank settlement systems are mainly in the United States. Most foreign ATMs can withdraw money, and most merchants' checkout counters also have these signs.
However, it should be said that if you go to a foreign store to spend money by credit card, the fees for Visa and MasterCard are relatively high. The handling fee of unionpay is lower.
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UnionPay card (the most common bank card in China)
Visa card (this is an international credit card)
MasterCard (this is also an international credit card)
UnionPay +Visa (this is also an international credit card, which can be swiped by domestic UnionPay).
UnionPay+MasterCard (this is also an international credit card, and domestic UnionPay can swipe it)
Question 4: What kind of bank card is convenient for foreign countries? I suggest you apply for the Great Wall credit card of China Bank. There is a Great Wall Globe Link that I like better, and it is also very useful abroad. It's MasterCard and UnionPay credit cards. If this card is used in China, there is no handling fee for withdrawing RMB deposits, and there is no handling fee for inter-bank transfer under the inter-bank cash management of Bank of China.
Question 5: How should UnionPay cards be used overseas? Common sense of overseas use of unionpay cards
At present, RMB cards with UnionPay logo issued by mainland banks can be used in Hong Kong, Macau, Singapore, South Korea and Thailand.
Before leaving the country, cardholders can log on to the unionpay international business section of China UnionPay website to inquire about relevant information, including: the list of card issuers that can accept UnionPay cards overseas, the instructions for using the cards, the overseas UnionPay merchants and ATM addresses, in addition, there are occasional overseas credit card promotion information.
When using UnionPay cards abroad, you must identify the UnionPay logo posted on the ATM of merchants or banks, and only the places where UnionPay logos are posted can accept UnionPay cards.
Overseas, the same merchant may have multiple acceptance networks, so when shopping with a credit card, it is best to remind the merchant that you have to settle through the "UnionPay" network.
Merchants with the "UnionPay" logo will use local currency (such as Hong Kong dollars or Singapore dollars) when swiping their cards overseas. China UnionPay will automatically convert the currency according to the foreign exchange quotation published by domestic banks on the day of the transaction, and then directly deduct the RMB funds on your card, without any foreign exchange purchase procedures or any handling fee.
Withdraw cash from ATMs with the "UnionPay" logo posted overseas, and withdraw cash in local currency (such as Hong Kong dollars or Singapore dollars). China UnionPay will automatically carry out currency conversion according to the foreign exchange quotation published by domestic banks on the day of withdrawal, and then directly deduct RMB funds from your card. Cash withdrawal transaction requires you to pay a certain handling fee (the specific charging standard can be inquired from the issuing bank).
There is no limit on the amount of money spent by overseas merchants holding UnionPay cards, but each card can't withdraw more than 5,000 yuan in local currency (such as 4,500 Hong Kong dollars or 970 Singapore dollars) from ATM machines every day.
If you lose your card abroad, you need to call the issuing bank to apply for loss reporting in time to ensure the safety of the funds in the card.
If you encounter an ATM machine swallowing a card abroad, you can apply for a replacement card at an ATM branch within three working days, or you can apply for a replacement card at the issuing bank after returning home.
When you swipe your card overseas, if you have any questions about the accounts, you can keep the shopping list, shopping list, bills and other related documents, and contact the issuing bank for inquiry after returning home.
If you need help using UnionPay cards overseas, you can call the local help hotline set up by China UnionPay:
Hong Kong and Macau +852-83328330
Singapore +65-62720 1 12
Korea +82-2-34758 18 1
(Thailand has not yet opened an emergency hotline)
In addition, you can call the customer service hotline of your domestic card-issuing bank directly to get in touch with your card-issuing bank.
Notes on overseas use of UnionPay cards
1. Please check the UnionPay card before going abroad.
The UnionPay logo should be printed on the front of your card.
-If not, you can apply for a new card at the issuing bank.
Whether it is a debit card or a credit card, please sign on the signature strip on the back of the card.
If not, please sign in advance.
To ensure acceptance, please consult the issuing bank in advance whether the card service at your destination has been opened.
II. Scope of overseas use of UnionPay cards
At present, UnionPay cards can be accepted by ATMs and store POS that post the UnionPay logo overseas.
Some shops may not have the UnionPay logo. You can ask the cashier in the store whether you can use UnionPay card through UnionPay network.
Iii. Repayment of RMB by overseas credit card consumption
China UnionPay will convert it into RMB according to the market exchange rate on the transaction day and provide it to the issuing bank, and immediately deduct the cardholder's account balance.
According to the regulations of the State Administration of Foreign Exchange, the single amount of shopping by credit card in overseas stores shall not exceed the equivalent of US$ 5,000 in local currency.
Cardholders do not have to bear additional currency conversion fees.
Four. Related charging standards
When the store swipes the UnionPay card, the cardholder does not need to pay any handling fee (the consumption amount is the amount of your credit card).
Please sign your name and enter your password when shopping by credit card.
Please sign your name on the shopping list when you buy by credit card.
The cashier checks whether the shopping list is signed on the back of the card ... >>
Question 6: Which bank card should I use to go abroad? It is best to brush it directly from abroad, and give you the link. Take a closer look and you will understand. In short, UnionPay has no currency conversion fee, but its exchange rate is not very kind. Visa's currency conversion fee is 1%-2%, but it has an advantage in exchange rate. Moreover, Visa often engages in activities with big shopping malls and duty-free shops. If you buy a certain quantity, you can get a discount and cash back. For example, Burberry's big-name bags are directly discounted at 15% or even 10% on the basis of duty-free prices. In this case, the currency conversion fee is 90 Niu Yi cents. From the perspective of foreign security, Visa is an international brand, which is safer than UnionPay abroad. When encountering some problems, such as lost or stolen cards, Visa can provide services such as card replacement and emergency cash assistance, but UnionPay can't.
This is my personal opinion. Here are some online posts for your reference:
club.money.sohu/...ache= 1
Question 7: What bank card should I use for spending in the United States? It is convenient to spend money in the United States, but it should be noted that foreign magnetic stripe cards are beginning to be eliminated, so I must choose chip cards.
Those who have been abroad for a long time can choose to open an account in the United States, which may be only small-scale at first. Citibank, bank outlets, ATM machines and various financial services are recommended all over the United States. The process of bank account opening in the United States is basically the same as that in China, which requires filling out forms, showing identity documents, depositing basic money, setting passwords and other procedures. Citibank issued a credit card for international students. Even without SSN, you can apply for this green credit card. It should be pointed out that the system of Citibank in China is not related to that of Citibank in the United States.
There are already credit cards with the function of foreign currency in China, and you can also apply in the United States. For example, China Bank, China Merchants Bank and the United States partially support UnionPay, and they should consult their banks before going abroad; You can also go to the United States through Western Union of Agricultural Bank of China or through the transfer business of Industrial and Commercial Bank of China. Domestic UnionPay debit cards (non-dual-logo credit cards) can also be used at local ATMs in the United States.
Use of card or debit card.
Question 8: What bank card is more convenient to use abroad? Don't look at the bank, look at the card issuing label, as long as it is not a single currency of UnionPay. Generally speaking, visa is the most widely used card abroad.
Question 9: What is the best bank card for overseas use? A vs credit card from China can travel around the world. There is no handling fee for swiping the card, only the currency conversion fee. Take the existing handling fee, but don't withdraw it without interest.