I. Central Bank
The People's Bank of China is mainly responsible for management policy (monetary policy), currency (issuance and circulation of RMB), market (interbank lending market and interbank bond market), foreign exchange (interbank foreign exchange market), gold (gold market), reserves (foreign exchange reserves and gold reserves), treasury, liquidation and anti-money laundering.
Two. policy banks
1, China Development Bank: CDB, established in March, 1994, to finance key construction projects;
2. The Export-Import Bank of China: TEIBC, 1994 was established in April, aiming at the national industrial policy and foreign trade policy;
3. China Agricultural Development Bank: ADBC,1994165438+10 was established in October, aiming at rural policies.
Third, large commercial banks.
In other words, we are talking about five major banks, including Industrial and Commercial Bank, Agricultural Bank, China Construction Bank, Bank of China and Bank of Communications.
Fourth, joint-stock banks.
Including China CITIC Bank, China Merchants Bank, China Everbright Bank, Huaxia Bank, China Minsheng Bank, Shenzhen Development Bank, Guangdong Development Bank, Industrial Bank, hengfeng bank, Zheshang Bank and Bohai Bank.
Verb (abbreviation of verb) small and medium-sized commercial banks
Including rural credit cooperatives, postal savings banks, foreign banks, village banks, local banks and so on.
The asset scale and after-tax profit of China's banking industry have increased substantially year by year. 20 1 1 year, the profits realized by China's banking industry account for nearly one third of the total profits of the global banking industry. The scale of China's banking industry has developed rapidly, but under the background of accelerating interest rate marketization, intensifying internal and external competition and declining profit growth rate, banks have managed their finances. [Institutions must make corresponding strategic adjustments in business structure, resource allocation and regional layout.
References:
Baidu Encyclopedia: China Banking System