You should refer to the limit of online trading. This problem arises because the "batch operation" time of Guangfa Credit Card System is from about 12 in the evening to 7: 00 in the morning (you can understand it as the time for data processing and clearing).

At this time, because your transaction data has not been processed and confirmed, you are still considered to be excessive. This is an illusion, at least for now. So we have to wait patiently, sleep well first, and then trade after 7: 00 the next morning.

I. Basic introduction

1. Guangfa Credit Card is the first domestic standard credit card issued by Guangfa Bank 1995, and it is also the first profitable credit card. The credit limit of the card is preset according to international standards, which is used for overdraft consumption and cash withdrawal transactions without pre-deposit.

2. The interest-free period of overdraft consumption can be as long as 50 days. As long as you repay in full before the repayment due date stipulated by the bank, you can enjoy interest-free treatment from the trading day to the repayment due date. The repayment method is flexible, you can pay off in full, or you can choose the minimum repayment amount, enjoy revolving credit, and manage your finances more freely.

Second, the development process

In June, 1.20 1 1, 1 won the "Customer Satisfaction of Credit Card Business" in the "360 Bank Evaluation" activity in Yinlv.com. ..

2.20 1 1 1, won the "Volunteer Strength Award" of China Youth Development Foundation 20 10.

3.2011February, Guangfa Zhenqing Platinum Kaka won the "Fashion Credit Card-Exquisite Charm Award" in the financial style list of Boutique Shopping Guide.

4.2011On February 25th, Guangfa Bank and Zhongjing Huitong Co., Ltd. jointly issued the first joint credit card in China-Guangfa Zhongjing Huitong Co-branded Card. The insiders believe that this cooperation marks a new offensive launched by Guangfa Bank in the field of owner's credit card, and it is also another important strategic deployment for Guangfa Bank to vigorously develop business travel co-branded cards.

5.2011March 8th, as a gift to Women's Day, the Love Card was upgraded for the third time, and LadyClub was formally established. All Guangfa Love Card users will be automatically upgraded to LadyClub members, which indicates that Guangfa Love Card users will enjoy more comprehensive and diversified services.