Financial investment must be rational, planned and not by luck. 1, saving money: it takes two lives to earn one. Many people say it is impossible to withdraw 10% of the money from the bank in a month. So if your company is not doing well, the boss will cut back on expenses and give you two choices. The first is to fire you and compensate you for two months' salary. Second, reduce your salary from 1000 yuan to 900 yuan. Which plan can you accept? 99% people can accept the second plan. Then you make a compulsory deposit for yourself, and directly deposit 10% of the money in the bank after the payment. If you don't take this step, you will never have money to spend.

2. Currency generation: funds, stocks, bonds, futures, foreign exchange, gold and silver, spot and real estate.

3, capital preservation: there are unexpected events in the sky, no one knows what will happen, so buy yourself an insurance, insurance is an important means of financial management, but not all.