An account opening branch refers to a bank outlet that handles account opening procedures. Generally speaking, when you apply for a passbook or bank card for the first time, you will issue a card to your bank. The name of the bank will be registered in the passbook, and it will also be displayed on the account opening certificate issued by the bank. The accurate filling of the bank name is helpful for financial personnel to speed up remittance processing and ensure the smooth progress of withdrawal and remittance. Examples of bank names are: XX Bank, XX Branch and XX Sub-branch.

I. Sub-branches:

Sub-branches are mainly responsible for the approval of some projects and the business inspection of subordinate institutions. Such as: the issuance of bank account opening license, the approval of loan card issuance, etc.

Specific responsibilities are as follows:

1. Implement a prudent monetary policy to support the economic development of the jurisdiction.

2, according to the authorization to carry out foreign exchange management, maintain the stability of foreign exchange order in the region.

3. Manage the distribution library. Specifically responsible for the allocation, storage, destruction and accounting of RMB issuance funds, cash deposit and withdrawal of commercial banks, and the organization of RMB anti-counterfeiting work.

4. Maintain the normal operation of the payment and settlement system.

5. Manage the national treasury.

6. Carry out financial statistics and organize financial and economic statistical surveys.

7. Guide the deployment of anti-money laundering work in the financial industry and be responsible for the monitoring of anti-money laundering funds.

8. Manage the credit information industry and promote the construction of social credit system.

9. Prevent systemic financial risks and maintain financial stability.

2. The difference between tier-one branches and tier-two branches:

A tier-one branch refers to a large branch with management nature. The second-tier branch is a large branch under the jurisdiction of the first-tier branch that can handle corporate business. The organizational structure of a bank is divided into five levels: head office, first-level branches (provincial branches), second-level branches (regional branches), first-level branches (county branches) and second-level branches (branches and savings offices).

The head office has tier-one branches; Tier-1 branches are generally branches of provinces (autonomous regions and municipalities directly under the Central Government), or some cities with separate plans also have tier-1 branches (such as Qingdao and Dalian); First-level branches generally have second-level branches or first-level branches.

If it is a provincial-level branch, the branches below the city are generally called secondary branches; If it is a tier-one branch of a municipality directly under the central government or a city under separate state planning, the next tier-one branch is generally called a tier-one branch;

Different names but the same level; The secondary branch under the secondary branch is called secondary branch, and the branch under the primary branch is called secondary branch; There are outlets under the sub-branch/secondary sub-branch.

The general order is: the head office leads the branches, the branches lead the branches, and the branches lead the outlets.