Procedures for handling bank guarantee
1. The applicant needs to fill out the application form for opening a letter of guarantee and sign it.
2. Submit the background information of the letter of guarantee, including the contract and the approval documents of relevant departments.
3. Provide the relevant letter of guarantee format and affix the official seal.
4. Provide the recent financial statements and other relevant documents of the enterprise.
5. Implement the guarantees accepted by the bank, including deposit payment, pledge, mortgage or third-party credit guarantee, etc.
6. The bank shall review the applicant's credit standing, performance ability, project feasibility, terms of the letter of guarantee and the guarantee, pledge or mortgage.
Extended data:
First, the information of the letter of guarantee is processed
1, valid business license
2, the legal representative's ID card
3. Organization code certificate
4. The original tax registration certificate and a copy of the project contract or purchase and sale contract shall be stamped with the official seal of the unit.
Second, the matters needing attention in handling the letter of guarantee
1. The letter of guarantee shall specify the terms of payment, including the specific amount of guarantee, beneficiary, customer, validity period of the letter of guarantee, etc.
2. The bank shall require the client to provide corresponding counter-guarantee or provide a certain amount of deposit, and the bank shall issue a letter of guarantee within the amount of deposit.
3. The guarantee issued by the bank to the overseas beneficiary is an external guarantee. We should also pay attention to the legal provisions on external guarantees approved by the State Administration of Foreign Exchange.
4. When issuing the letter of guarantee, the bank should also carefully examine the authenticity of the basic contract to prevent fraud.
Baidu encyclopedia-bank guarantee business
Baidu encyclopedia-bank guarantee