The platforms for lending are:
First, there is money to spend. Qianhua is a credit service brand owned by Du Xiaoman, which can provide loan services for individual consumers and small and micro business owners. It is the choice of many small and micro business owners when they turn over their funds.
Second, sorry. Borrowing is a consumer credit loan product in Alipay. Users can apply for a loan directly through Alipay, find the loan on Alipay My page, and then try to apply for opening according to the page prompts.
Third, micro-credit loans. Micro-loan is a credit product of Weizhong Bank. At present, there are two application channels: WeChat and mobile QQ. Take WeChat as an example. As long as we can find the words "micro-loan to borrow money" on our service page, we can try to apply for opening, and the system will review it. Users who can successfully open and get a quota can try to apply for a loan.
What loan platforms can I borrow from?
What are the more reliable loan platforms?
1. Zhaolian Good Term Loan: Zhaolian Finance is a pure credit loan with a financial license issued by the central bank. The operation time is long and has a certain intensity. The maximum loan amount is 50,000 yuan, and the annualized interest rate is as low as 7.2%. The borrower meets the basic conditions, uploads the ID card and binds the bank card to apply.
2. Xiaoman: Xiaoman Financial operates a microfinance platform and is also a licensed financial institution. Provide loan services to borrowers in the form of unsecured guarantee, with a maximum amount of 200,000 yuan, with an annual interest rate as low as 7.2% and a daily interest rate as low as 0.02%. Always online operation is convenient and quick.
3.e-point loan: The credit loan products of Yin Bei Consumer Finance are also licensed financial institutions, with a credit line of 1 0,000-50,000, a loan term of 3- 12 months and an annualized interest rate of 10.8%-24%. The specific credit line and interest rate are given after comprehensive evaluation by the system.
4. Comfort flower: a credit loan for spot consumption finance issued by a licensed financial institution, with the amount of1-200,000, the loan term of 1- 12 months, and the loan interest rate is relatively low. It is not necessary to provide any collateral and guarantee for borrowing, but the applicant can borrow only after meeting the conditions and completing real-name authentication according to the prompts and passing the system evaluation.
5. Huaya Borrowing Money: It is also a product of licensed financial institutions, which has the characteristics of fast application and fast lending. Chinese mainland residents aged 22-45 can complete the authentication and get a quota by providing their ID cards and bank cards, with a maximum quota of 300,000. The loan interest rate is determined according to the comprehensive situation of users, and the specific interest rate is subject to the display on the App homepage after the quota application is successful.
The above is the introduction of "What are the more reliable loan platforms", and I hope it will help everyone.
I want to apply for a loan. Where can I get a loan?
You can apply in our e-banking channel, and the way to apply for a loan is as follows: 1. At present, China Bank supports customers in some parts of China to apply for loans in e-banking. Please select from the drop-down menu of online loan application function of personal online banking and mobile banking or the map of official website online loan application function of our bank in China. Online loan applications support micro-enterprise loans, first-hand housing loans, second-hand housing loans, commercial student loans, foreign exchange study loans, consumer car loans, personal business loans and military/armed police housing provident fund loans. Different regions support different types of loans. Please select details from the drop-down menu. 2. Online loan application has two functions: loan application and application progress inquiry. You can submit your loan intention to our bank through this function, and the relevant staff of our bank will get in touch with you after successful submission.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.