There are several situations. First, you can directly use your China bank card, and you can use your China bank card, provided that you have a visa, but the handling fee seems to be very high, like 2.5% (I'm not sure, it's very high anyway). You can brush it or take it, but the handling fee is very high. The second is to open a bank card here and then transfer money from a bank with foreign exchange services in China. There is a handling fee, but it is much lower. Studying abroad generally adopts the second method. Famous banks include TD (Toronto Diamond TD Trust), BMO (Bank of Montreal), CIBC, scotiabank, Royal Bank of Canada, HSBC and so on. . Basically, all banks have Chinese services. It is suggested that the first three banks have more customers in China, because there are more service points here, and many banks also provide Chinese services.