Risk management department, to put it bluntly, is the department that evaluates, manages and handles business risks within the bank. The business risks of banks mainly include: repayment risk of bank credit, settlement risk of accounting, water supply risk of new business, financial management risk, legal disputes of business process documents, etc. All these risk operations, especially the risk control of the first three types of business, are carried out and applied by the personnel of the Risk Management Department. The key steps are as follows: first, give everyone a short time to think, then let everyone make a short personal statement, then the judges announce the special offer and discuss it at will, and finally the working group draws a unified suggestion and selects representatives to make a concluding speech. In this process, the judges will not interfere at all, and the whole competition is under our control. So this link can hone everyone's comprehensive quality and ability.

Throughout the discussion, members will show different division of labor, such as managers, timekeepers, summary speakers, etc. Different division of labor can reflect everyone's different level. For example, the role of leading cadres is to correctly guide the smooth development of various discussions and reasonably carry out the full-court discussion of the speaking institutions. It will be more beneficial to deal with it, but it will not be worth the loss if it is too strong; For example, a timekeeper is the person who controls the whole discussion time. The on-site discussion is too intense, and the timekeeper can insert and cut it scientifically and reasonably. Friendly reminder must speed up the process because of time, and then take the opportunity to receive topic discussion and guide correctly. Therefore, in an interview without a leader, if you can grasp each role well, you can leave a deep impression on the judges.

I took part in this election today because I love this job and have obvious self-confidence to do it well. First of all, I have been engaged in the business process management of the bottom financial institutions for many years, and I understand the traditional business processes and modern businesses of financial institutions. Secondly, you are interested in the organizational structure and network layout of the branch; Personnel allocation and labor combination; Give full play to responsibilities and expand the market; Team management and ideological work; In-depth understanding and scientific research on internal control system and service guarantee. Especially during my tenure as the head of the operation center, I have accumulated a lot of experience in internal control system. Thirdly, I don't seek fame and fortune, and I have no bad hobbies. I think I am a selfless person, courageous, persistent in my career, and alert in dealing with people, which is a necessary quality for an excellent department head. Finally, I am familiar with the specific situation of the Compliance Department. It is for the above reasons that I have the confidence to participate in this election!

I understand the policies and regulations in this field, have strong risk analysis and risk control capabilities, and have a certain level of compliance risk management. I understand financial policies, laws and regulations, control and anti-money laundering regulations. During the general verification period of the Second Branch of X Market, I participated in the business inspection and supervision of the company's financial, personal, risk, accounting and other technical majors for many times, participated in the comprehensive inspection organized by provincial banks and continuously improved and formulated various business risk points, and had certain risk management and control capabilities and comprehensive work capabilities. After joining XX, I am still in the grass-roots management position of financial accounting, earnestly performing the duties of operation director, undertaking daily financial accounting and supervision and management, revising and implementing various management systems and practical operation methods, and having rich and varied social experience; Greatly improved their own grass-roots risk management and control capabilities.