1. Go to the bank counter to remit money directly, remit money independently at an ATM machine, or remit money to the other party online. The remittance is completed through the intermediary bank. If the remittance is wrong and the account information does not match the account name, the original account number will be refunded within 24 hours. If the remittance is really to someone else by mistake, you need to:
2. Call the bank with the remittance account as soon as possible. If you still remember the wrong bank account number, enter the bank card of the remittance account number according to the phone reminder, and then enter the balance inquiry password. If you enter it incorrectly three times, the account will be frozen;
3. Second The first is to contact the bank proactively. Because as long as the bank knows the other party's information and asks the bank to contact the other party to see if the other party will come forward to solve the problem and then whether it is willing to refund the money, the bank is often more difficult than the user and is unwilling to take the initiative to contact the other party to solve the problem. At this time, calling the police is the best option. , let the police ask the bank to assist in handling the case. The police ask the bank to find out the true information of the other party's account number, and then communicate with the other party to see if the other party is willing to return the money. If the other party is unwilling to come forward.
4. The final solution level is to rely on legal procedures to solve the problem. Wrong transfer is a civil act and can be filed through civil litigation. We have the right to revoke the transfer and require the other party to return the unjust gains. Both results are that the person who legally requested the money will return the money to the transferor.