At the same time, the bank said that this time only the personal foreign exchange trading business was adjusted, and the personal foreign exchange settlement business was not involved, and the personal foreign exchange settlement business could be handled normally. By buying and selling foreign exchange, investors can earn the exchange rate difference, and they can also exchange the foreign exchange on hand for foreign exchange with higher interest rate, thus obtaining higher interest rate income. For example, if you buy 2 lots of GBP/USD at 1.5002, then the price is 1.5002. ?
When the interest rate rises to 1.5052, the seller holds foreign exchange and earns 50 points. At present, only actual transactions are allowed in China, and the transaction currency is generally a freely convertible currency. When banks start foreign exchange trading business, they decide in advance the types of currencies such as US dollar against Japanese yen, British pound against US dollar, and US dollar against Hong Kong dollar, which must be exchanged according to the specified types.
When remitting money to the credit card of China Bank through a member bank, the corresponding remittance handling fee must be paid according to the regulations of the remittance bank. The remitting bank name is SWIFT, and the receiving bank code is BKCHCNBJ. If in doubt, please continue to consult online support of Bank of China. If you have other business needs, please download the Bank of China (smartphone) banking APP? APP or WeChat attention? Bank of China Weizhong Bank? Continue to negotiate and handle related business. ?
Credit cards are divided into credit cards and quasi-credit cards according to whether they pay the reserve to the issuing bank. Credit card refers to the credit card that the issuing bank gives the cardholder a certain credit limit, and the cardholder can spend first and then repay.