Mankind has entered the financial age and society. So finance is everywhere, forming a huge system. The scope, branches and contents of finance are very extensive, such as currency, securities, banking, insurance, capital market, derivative securities, investment and wealth management, various funds (private placement and public offering), balance of payments, financial management, trade finance, real estate finance, foreign exchange management, risk management and so on.
In the choice of financial industry, for financial management, we should choose domestic, risky and equal market opportunities (including equal opportunities for everyone, equal opportunities in the first year and the second year)
Reason, 1. The financial management technology in foreign European and American markets is not at the same level as ours, and there is no difference between our participation and sending money.
2. For wealth management products, there is no difference in risk. Risk lies in people's control, including trading methods and rational use of funds, so learn to control risks first, and then choose risky participation. Big risks and big returns are bound to be big.
3。 In an equal opportunity market, your research and efforts are valuable. For example, the stock market is in a downturn, and no matter how skilled you are, you can't make money. Someone has mastered the inside information of listed companies, and you have little chance to skillfully choose that stock from the whole market.
The financial industry has the characteristics of index, monopoly, high risk, interest dependence and high debt management. Indicators mean that financial indicators reflect the overall and individual situation of the national economy from all angles, and the financial industry is a barometer of the development of the national economy. On the one hand, monopoly means that the financial industry is strictly controlled by the government, and no unit or individual may set up financial institutions at will without the approval of the central bank; On the other hand, it refers to the relative monopoly of specific financial business. Credit business is mainly concentrated in the four major commercial banks, securities business is mainly concentrated in national securities companies such as Cathay Pacific, Huaxia and Nanfang, and insurance business is mainly concentrated in PICC, Ping An and Pacific Insurance. High risk means that the financial industry is a distribution center for huge amounts of money, involving all sectors of the national economy. Any mistakes in business decisions of units and individuals may lead to "domino effect". Interest dependence means that financial interests depend on the overall interests of the national economy and are greatly influenced by policies. High-debt management means that the proportion of self-owned funds is lower than that of general industrial and commercial enterprises.