The 2-year fixed interest rate of 20,000 yuan of CCB is 900 yuan. Lump sum deposit and withdrawal refers to a deposit method in which the deposit period is agreed at the time of opening an account, and the principal and interest are withdrawn in one lump sum at maturity. The amount of deposits in 50 yuan and foreign exchange is equivalent to RMB 100. Personal identification documents must be provided for withdrawal or early withdrawal (generally limited to one time); The payee should provide the depositor's ID card and my ID card. By 20 13, you can directly withdraw all or part of it through online banking, and the remaining part will bear interest according to the original period, and the extracted part will bear interest according to the current period. The interest is calculated according to the interest rate agreed at the time of deposit, and the interest is paid off with the principal. The principal and interest of lump-sum deposit can be transferred automatically on the maturity date or according to the wishes of customers. The benchmark interest rate of lump-sum time deposit is as follows: 1, and the benchmark interest rate of three-month lump-sum time deposit is1.10%; 2. The benchmark interest rate of half-year lump-sum fixed deposit is1.30%; 3. The benchmark interest rate of one-year lump-sum fixed deposit is1.50%; 4. The benchmark interest rate for two-year lump-sum fixed deposit is 2.10%; 5. The benchmark interest rate of three-year lump-sum time deposit is 2.75%. Generally speaking, when the central bank expands the money supply, the total supply in loanable funds will increase, the supply exceeds demand, and the natural interest rate will decrease accordingly; On the contrary, the central bank implements a tight monetary policy, reducing the money supply, so that loanable funds's demand exceeds supply, and interest rates will rise accordingly. Market interest rate is the sum of real interest rate and inflation rate. When the price level rises, the market interest rate also rises accordingly, otherwise the real interest rate may be negative. At the same time, due to rising prices, the public's willingness to deposit will decrease, while the loan demand of industrial and commercial enterprises will increase. The imbalance between deposit and loan caused by loan demand exceeding loan supply will inevitably lead to an increase in interest rates. If the securities market is on the rise, the market interest rate will rise; On the contrary, interest rates are relatively low. Changes in a country's economic parameters, especially the exchange rate and interest rate, will also affect the fluctuation of interest rates in other countries. Naturally, the rise and fall of the international securities market will also bring risks to the interest rates faced by international banking business.
2. What is the interest rate of CCB for 20,000 years?
China Construction Bank 22-year time deposit interest due 900 yuan. The two-year lump-sum deposit interest rate of China Construction Bank is 2.25%. Banks need to provide three elements to calculate interest, namely deposit principal, deposit interest rate and deposit term. The calculation formula is: interest = principal x interest rate x deposit term, and it is calculated as: 20000x2.25%x2 (year) =900 yuan. The interest payable is 900 yuan.
3. What is the interest rate of 65438+ 10,000 yuan for CCB in 2020?
In 2020, the annual interest rate of China Construction Bank will be 2.25% for two-year lump-sum deposit and withdrawal, and 654.38+10,000 yuan will earn interest if it is deposited for two years:
65438+ million x2.2
4. What is the fixed interest rate of 20,000 yuan for CCB for two years?
1. The latest two-year deposit interest rate of China Construction Bank is 2.25%.
2. The interest after maturity is 900 yuan, and the total principal and interest is 20,900 yuan.