According to Tianjin Northern Network, since 2002 1 and1,the People's Bank of China has decided to raise the foreign exchange deposit reserve ratio of financial institutions by 2 percentage points, that is, the foreign exchange deposit reserve ratio has been raised from the current 5% to 7%, but the interest rate of foreign exchange deposits listed by banks has not been greatly adjusted for the time being. For example, a deposit with a term of 1 USD has an annual interest rate of 0.35%.

The interest rate of US dollar deposits in bank of tianjin is relatively low, because the US economy was severely hit by the COVID-19 epidemic. The Federal Reserve Committee has reduced the federal funds rate to near zero, which has led to a general decline in the interest rate of US dollar deposits and is expected to remain low for some time to come.