Cross-border ATM withdrawal fee for savings card: RMB (65438+ 0% of the withdrawal amount+12 yuan) is charged for each transaction, with the lowest 14 yuan and the highest1/2 yuan.
2. Credit card? Overseas withdrawal fee (including Hong Kong, Macao and Taiwan)
Withdrawal through overseas UnionPay channels: the handling fee is charged according to each withdrawal amount 1%+ 12 yuan, with the lowest 14 yuan and the highest 1 12 yuan; ?
International credit card organizations withdraw money through channels: the handling fee is charged at 2.9% of the amount, with a minimum of HK$/MOP/Euro, and other foreign currencies are converted into foreign currencies at a minimum of US$ 3 per transaction.
3. Bank card overseas withdrawal method
Cardholders can choose an ATM with the logo of China UnionPay in the country or region where this service is launched, and use the savings card to withdraw local currency. ICBC will convert it into RMB according to the foreign exchange rate stipulated on the trading day for settlement, and no currency exchange fee will be charged. However, an overseas withdrawal fee is required. ?
In addition, in order to facilitate the cardholder's operation, the cardholder can call UnionPay customer service number 955 16 to verify the overseas use scope of the savings card.
Extended data:
1, overseas withdrawal limit of savings card
Starting from 20 1 8,65438+10,1,the daily cumulative withdrawal amount of each card is equivalent to RMB 10000, and the cumulative withdrawal amount of each person in a natural year is equivalent to RMB 10000. If it exceeds the limit, the overseas cash withdrawal business will be suspended this year and next.
2. Credit card overseas withdrawal limit
Through the overseas UnionPay line: the cumulative withdrawal amount per card day is less than or equal to 65,438 yuan+0,000 yuan, and the annual cumulative withdrawal amount is less than or equal to 65,438 yuan+0,000 yuan; ?
Through overseas non-UnionPay banks: the daily accumulative withdrawal amount is ≤ 1000 USD, the accumulative withdrawal amount within 1 month is ≤ 5,000 USD, and the accumulative withdrawal amount within 6 months is ≤ 10000 USD. The total overdraft withdrawal amount cannot exceed the available withdrawal amount. The specific limit is subject to the setting of the card issuer.
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