Current location - Loan Platform Complete Network - Foreign exchange account opening - Housing and foreign exchange
Housing and foreign exchange
China Merchants Bank card can be divided into domestic individuals and overseas individuals if it deals in overseas remittance.

Domestic individuals: when the remitter is a domestic individual, the overseas payee is limited to individuals, schools, charities, travel agencies, etc. , and cannot be a trading company or a securities company; Please remit money in cash. If you use cash, you should pay attention to the local remittance fee. In addition to our fees, overseas intermediary banks and receiving banks may charge extra fees, and the money may not be received in full.

After logging in to mobile banking, click "My → All → Cross-border Finance → Overseas Remittance" at the bottom of the interface. Professional Edition: Select Foreign Exchange Management-Overseas Remittance-Cross-border Remittance for remittance.

Overseas individual: when the remitter is an overseas individual, the overseas payee can be an individual or a company account.

After logging in to mobile banking, click "My → All → Cross-border Finance → Overseas Remittance" at the bottom of the interface. Online Banking: Select Foreign Exchange Management-Overseas Remittance-Cross-border Remittance for remittance.

When mobile banking transfers $65,438+0-20,000, the system will automatically perform face recognition verification. If it exceeds $20,000, you will be prompted to go to the outlet. If the professional edition exceeds $20,000, you will be prompted to go to the outlet. If the amount is large or it is impossible to judge the nature of remittance, it is recommended that you call the handling outlets in advance to inform the business handling requirements, subject to the final reply of the counter.