If you want to use RMB to buy US dollars and repay the US dollar debt, the cardholder can call the credit card customer service number on the back of the bank card, transfer the manual service, request to open the RMB foreign exchange purchase function, or log in to the personal center of the bank card to open the foreign exchange purchase function, then deposit RMB to buy US dollars and use it to repay the US dollar debt.

In the way of credit card repayment, even the double-label credit cards of UnionPay and VISA are different according to the accounting and settlement method of credit card consumption. Some banks' international credit cards are charged in RMB directly according to the exchange rate at the time of consumption (no matter which way they are swiped), and foreign currency exchange fees are exempted, so the bills are owed in RMB when they are repaid. In some banks, double-label credit cards are charged separately according to the exchange rate at the time of consumption. The UnionPay channel is settled in RMB, and the foreign currency channel is settled in foreign currency. So use RMB to buy foreign exchange repayment.

When users purchase foreign exchange, the payment method is as follows:

1. Individuals carrying RMB and credit cards can go directly to the bank counter, convert them into US dollars and repay them directly.

Second, you can also call the credit card customer service hotline to open the RMB foreign exchange purchase function, deposit RMB to buy US dollars, and then repay in US dollars.

3. Or log in to the personal bank card center and open the function of purchasing foreign exchange.