Current location - Loan Platform Complete Network - Foreign exchange account opening - What is a credit card package and how to use it?
What is a credit card package and how to use it?
How to use the digital credit card of ICBC?

① To apply for ICBC digital card, you can go to ICBC branch with your ID card or call ICBC customer service hotline 95588 to apply for a physical card. You can also apply for a physical card on the mobile app, and the bank will reissue the physical credit card to the cardholder, unchanged.

② In addition, ICBC's digital card does not need a physical card, but can be used through ICBC's self-operated platform (online banking, mobile banking, etc.). ) or bind other third-party payment platforms (Alipay, WeChat, Flash Payment, etc.). ).

③ ICBC digital card generally refers to the virtual card (credit card) issued by ICBC. After users apply for activation, they can be bound to mobile banking or third-party platforms for use. Other functions, such as bill installment, account security lock and rights inquiry, can be operated on ICBC e Life APP. At the same time, it also refers to digital credit card, which is a virtual card with platinum card level. It is not supported to apply for a supplementary card or handle it in the form of a supplementary card.

① The online settlement function of ICBC's online banking can enable customers to change the traditional settlement mode of manually filling out paper vouchers and sending them to the bank, and submit safer and more efficient electronic payment instructions online, so that most daily settlement work such as transfer in the same city and remittance in different places can be completed without leaving home, making you more convenient and relaxed, and experiencing the new feeling of online office in E era.

(2), mall functions are:

Answer: command inquiry,

B: The headquarters of a group enterprise can query each completed electronic payment instruction or each uploaded batch instruction file one by one, check the detailed information of the instruction, and determine the status of the instruction, so as to monitor and manage the whole process of filling, approving and voiding the electronic payment instruction.

C: authorization of flow direction combination;

D: online shopping;

E: customer service; Home page customization: customers can choose the home page displayed after logging in to ICBC's corporate online banking, so as to adapt to their own usage habits, reduce the waiting time for logging in, and directly conduct business processing. Customer data management: customers can browse and modify their basic information online, such as contact number, fax, email, company name, legal representative, etc. Online help: when customers encounter difficulties in operation, they can get online operation guidance and help. Customer certificate maintenance: customers can modify the login password of customer certificate offline at any time;

F: financial information;

G: Group financial management mode;

H: service remote monitoring and authorization mode;

I: support business models such as BtoB.

Operating environment: Huawei nova7Pro2.0.0. 168 China industrial and commercial bank 12.6.0.

How to use two small round cards of ICBC credit card?

According to your description, it should be the flash card of ICBC. A flash card is an accessory card bound by a savings card or a credit card. The card has an irregular appearance and a built-in contactless chip. After you deposit the funds into the electronic cash account, you can enjoy the convenient and fast payment transaction at the special merchant acceptance terminal with your card, without entering the password and signing the bill.

(Answer time: 2065438+August 28th, 2009. In case of business changes, please refer to the actual situation. )

Why are there two ICBC Lang Ping credit cards? How to use it?

The answer is as follows:

This is the card set of UnionPay+MasterCard of ICBC.

UnionPay cards can be used on most POS machines in China, that is, the POS machines of UnionPay line.

MasterCard can swipe its card on POS machines (MasterCard Bank) of a few domestic merchants, and it can be swiped in most foreign regions.

Depending on the cardholder's needs, decide whether to activate or not. You can only activate one card, and none of them or one card will be activated.

Extended data:

2017 On April 13, China Industrial and Commercial Bank and MasterCard jointly launched the ICBC MasterCard "World Struggle Lang Ping Credit Card". Endorsed by Lang Ping, head coach of China National Women's Volleyball Team, this card is not only a credit card with financial functions and various rights and interests, but also a credit card that embodies the spirit of struggle. It aims to set an example through Lang Ping's life experience and inspire cardholders, especially young cardholders' spirit of struggle.

ICBC provides cardholders with a series of financial rights and interests, such as free annual fees, free currency conversion fees, and high-value account security insurance services during consumption. It also provides the cashback rights of Chaopai and Haitao's overseas (including Haitao) consumption with a maximum cashback of 2 1%.

Source: Baidu Encyclopedia: Credit Card

What does the card sleeve in the bank card mean?

Credit card set refers to two cards, that is to say, when handling a credit card, you must have not only a UnionPay card, but also a matching foreign currency debit card with a limit of * * *.

For example, the ICBC Travel Credit Card Set, one of which is a UnionPay credit card mainly used in China, and the other is a single-currency visa credit card used abroad. This card does not use handling fee and currency exchange rate. As long as one card is activated, both cards will be activated at the same time. One card is swiped 5 times, and the annual fee of the following year is reduced for both cards.

ICBC's credit card package only activates UnionPay but not foreign currency cards. Is that what you do? Because I can't feel the use of foreign currency cards when I don't go abroad! ! ! thank you

If it is a combination card of ICBC 1+ 1, I suggest you activate it simultaneously. Please log in to ICBC e Life, select "Finance" and activate ICBC credit card according to the page prompts.

Tips:

1. For online card handling, once the card receiving method is selected, the card must be activated when receiving the card;

2. To handle the card online, if the card is received by mail and the card is the first card of ICBC, you need to bring the card and identity certificate to any ICBC outlet in the card issuing area to complete the card activation.

According to the requirements of the People's Bank of China, international single-label credit cards (including VISA single-label credit cards, MasterCard, JCB and Dalai single-label credit cards) are only used for businesses such as consumption abroad. Overseas transactions are accounted for in foreign currency. When it is used in China, it is only used for cash deposit and withdrawal, transfer and remittance and credit card repayment according to the relevant regulations of the State Administration of Foreign Exchange. If you need to handle RMB payment business in China, please also use UnionPay brand credit card.

(Answer time: 2065438+July 1 1, 09. In case of business changes, please refer to the actual situation. )

So much for the introduction on how to use ICBC credit card sets.