If it is more than three years, you need to bring your ID card to the bank counter for printing, so in order to avoid transfer disputes, you should keep the transfer receipt issued by the bank.
legal ground
Article 201 of the Contract Law stipulates that if the lender fails to provide the loan according to the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.
Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc.
Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system will make "a society without checks and cash" a reality.
Characteristics and advantages of bank transaction records
1. You can use ICBC's online bank account details inquiry function (today's details inquiry and historical details inquiry) to inquire about today's details and historical details of all registered RMB and foreign currency accounts in the headquarters and branches, download and print the inquiry results, and send the inquiry results to others in need through EMIAL.
2. China Industrial and Commercial Bank provides you with 7×24 hours all-weather account details inquiry function. With the help of the query and printing function of enterprise online bank account details, you can not only easily understand the transaction situation of all bank accounts of the company, but also download the transaction information of all accounts to your computer through the download function, and browse at any time through the client tool software of China Industrial and Commercial Bank.
3. The account details query function can query the detailed information of a transaction, including the transaction purpose, loan information, transaction amount, transaction time, counterparty account number and counterparty company name, so that you can know the details of each transaction of the enterprise at any time, and also provide the electronic receipt function.
Using telephone banking of ICBC to inquire account details is simple in application procedure and convenient in function.