The main types of personal foreign exchange business include foreign currency exchange business, overseas remittance business, foreign currency wealth management business and foreign currency savings business.

In addition, personal foreign exchange business is usually divided into domestic personal foreign exchange business and overseas personal foreign exchange business according to the transaction subject, and then divided into current account personal foreign exchange business and capital account personal foreign exchange business according to the transaction nature, and then its related products mainly include international wire transfer remittance, foreign currency remittance, foreign currency exchange and international express remittance.