I. Inter-bank transfer through online banking:
Generally, the inter-bank transfer time of online banking is relatively fast, generally within 1 working day, and the faster time is within 2 hours. Individual banks may need a long time, but the normal transfer will not exceed 3 working days.
Second, mobile banking interbank transfer:
Users of inter-bank transfer in mobile banking can choose to receive the account immediately or delay it. Generally, the account can be received immediately within 2 hours at most, and it can be received within 1-3 working days after the delay.
3. Inter-bank transfer at the bank counter:
Bank counter transfer is the most traditional bank transfer method, but there is no limit to the general bank counter transfer, so many users who transfer large sums will still choose counter transfer. Generally, the time for cross-bank counter transfer is mostly within 24 hours, and it will not exceed three working days at the latest.
Four. ATM inter-bank transfer:
The arrival time of ATM inter-bank transfer used to be less than 24 hours. Now, in order to prevent telecom fraud, the arrival time of ATM transfer is adjusted to 24 hours later, which means that users can transfer money through ATM at the earliest.
In addition, there may be some differences in the time of transfer to the account of different banks, so the specific time of transfer to the account needs to be subject to the actual regulations of the bank, but generally it will not exceed 3 working days.
If the user fails to receive the account within 3 working days during the transfer process, he needs to contact two banks to find out the problem and solve it according to the actual situation. Generally, as long as the transfer fails, the bank will return the money to the user's transfer-out account.