1, without intermediate currency conversion, effectively saving about 1.5%. Currency conversion fee.
2. After signing the automatic foreign exchange purchase repayment agreement, you can realize 10++automatic repayment functions without worrying about subsequent repayment affairs.
3. Cardholders can also enjoy preferential rights and value-added services from more than one merchant in the world 100. Including 10 preferential airline tickets, 10 discount on catering and accommodation in more than 0 boutique hotels, 10 discount on shopping in 0 countries and regions, 12 cash back shopping for first-class famous products, 10 preferential travel routes for travel agencies, and 10 study abroad training.
Advantages of ICBC Global Travel Credit Card:
1, UnionPay and MasterCard have dual channels, and there are many credit card channels in China, which can be repaid by Alipay;
2. You can use RMB to purchase foreign exchange for repayment, or you can use++for direct repayment, which is flexible;
3. It has the function of cash back for consumption, and actually gives back with the card;
4. Global Airport provides VIP room courtesy;
Disadvantages of ICBC Global Travel Credit Card:
There is an annual fee. Gold card swipes 5 times without annual fee, Platinum card with annual fee of 2000, and 20W spent in the annual cycle without annual fee.
Extended data:
ICBC credit card is the credit card with the highest circulation in China. At present, ICBC credit cards mainly include: Peony International Credit Card, Peony Credit Card and Peony Credit Card; ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
References:
Baidu Encyclopedia-ICBC Credit Card China Industrial and Commercial Bank-Global Travel Card
There is no annual fee for ICBC credit card and global travel card.
ICBC Credit Card Global Travel Card will only charge an annual fee after it is activated (free in the first year), regardless of whether it is used or not.
ICBC Global Travel Credit Card is also called ICBC Global Travel Card. ICBC Global Travel Card is a multi-currency credit card launched by Industrial and Commercial Bank of China. ICBC Global Travel Card integrates global resources and reserves, and sincerely provides you with global selected preferential services such as aviation, hotels, shopping and leisure, cash back of famous products, travel, study abroad, airport VIP, car rental, tax refund and rescue. It is your best partner for business travel, leisure travel, study abroad training and Haitao shopping.
The card includes MasterCard, VISA single-logo all-currency card (magnetic stripe +EMV chip), UnionPay single-logo single-currency card (magnetic stripe +PBOC chip) and MasterCard UnionPay double-logo multi-currency card (magnetic stripe), which fully meets the diversified needs of customers.
"All"-All currencies, with reduced or exempted foreign exchange charges. If the product is used for consumption abroad, customers can enjoy the preferential treatment of directly exempting foreign exchange fees regardless of the local currency. Repayment is more humane, and you can use RMB to purchase foreign exchange for repayment; ++customers can directly use 10++direct repayment.
"Core"-chip card, secure payment and then upgrade. Using EMV or PBOC standard chip media, the encryption degree is higher, which can effectively reduce the risk of card forgery and provide customers with a safer and more assured payment experience.
"Gathering"-Gathering 10 Global Business Travel Special Offers for Major Industries. Aviation, hotel, shopping and leisure, cash back of famous products, tourism, study abroad, airport VIP, car rental, tax refund, rescue 10 industry global special services.
"Now"-2% cash back to the designated stores (including comprehensive shopping mall stores) such as Louis Vuitton, Hermes, Chanel, Dior, Gucci, Vellage Mu, Prada, Armani, Dzheniya, Burberry, Cartier and Coach, and enjoy 2% cash back by swiping ICBC Global Travel Card through MasterCard network.
China Industrial and Commercial Bank-China Industrial and Commercial Bank Global Travel Credit Card
What is the annual fee for ICBC's global travel credit card?
ICBC Global Travel Card charges an annual fee according to the following standards:
1. Puka: the main card 100 yuan/card/year, and the auxiliary card 50 yuan/card/year;
2. Gold card: the main card is 200 yuan/card/year, and the auxiliary card 100 yuan/card/year;
3. Platinum card: 2,000 yuan/card/year for the main card and 0/1,000 yuan/card/year for the auxiliary card.
In the use year, the accumulated consumption of gold cards and ordinary cards is 55,000 yuan (equivalent to++RMB), and the consumption of platinum cards reaches 200,000 yuan (excluding online consumption, house purchase, car purchase, wholesale, public welfare and other businesses that cannot accumulate points), and the annual fee for that year can be reduced or exempted.
China Industrial and Commercial Bank is a financial institution engaged in deposit and loan, settlement and cash management. Established in 1984 1+0. This is a large state-owned bank managed by the central government. The bank's main businesses include: corporate deposits and loans, inclusive finance, institutional finance, settlement and cash management, trade financing, investment banking, etc. On October 27th, 2006, 10 was listed on Hong Kong Stock Exchange and Shanghai Stock Exchange.
China Industrial and Commercial Bank was established in June 1984+ 10/0/. In 20051October 28th 10, it was restructured into a company limited by shares. On October 27th, 2006/KLOC-0, 65438 was successfully listed on Shanghai Stock Exchange and Hong Kong Stock Exchange. As the foundation of the bank, China Industrial and Commercial Bank insists on creating value by service, and provides comprehensive financial products and services to 865,438+million corporate customers and more than 650 million individual customers worldwide. Consciously integrating social responsibility into development strategies and management activities has been widely praised in developing inclusive finance, supporting targeted poverty alleviation, protecting environmental resources and supporting public welfare undertakings. Always focus on the main business, adhere to the origin of serving the real economy, live and die together with the real economy, share joys and sorrows; Always adhere to the risk orientation, firmly hold the bottom line, and constantly improve the ability to control and resolve risks; Always adhere to grasp and follow the operating rules of commercial banks and strive to build a "century-old shop"; Always adhere to the strategy of striving for progress in stability and innovative development, continue to deepen the strategy and actively embrace the Internet; Always adhere to professional focus, develop professional business model and forge "great craftsmen". For seven consecutive years, it ranked first in British Bankers Global Bank 1000, Forbes Global Enterprise 2000 and American Commercial Bank 500, and ranked first in the top 500 brand values of British brand finance global banks for four consecutive years.
ICBC actively carried out poverty alleviation work, and was awarded the title of "Pioneer of People's Livelihood Action in China in 2008" by China Foundation for Poverty Alleviation, and the title of "Advanced Poverty Alleviation Unit Designated by Central State Organs and Other Units" by the State Council Poverty Alleviation Office. Continue to donate 6,543,800 yuan to Peking University Education Fund; During the Olympic Games, "zero accidents in production and operation" and "zero complaints in Olympic service" made positive contributions to the success of the Olympic Games. Adhere to the concept of giving back to the society, organize employees to enter the community from time to time, and carry out a series of youth volunteer activities called "ICBC Youth Love Action".
How about ICBC's global travel plus a gold card?
ICBC Global Travel Credit Card is a special business travel credit card launched by Industrial and Commercial Bank of China. This credit card has been upgraded recently. How about ICBC's global travel plus a gold card?
First, the card is introduced.
Global Travel Plus card is issued in platinum and gold grades, which is a brand-new multi-currency, cross-industry, wide coverage and high additional product. Suitable for travelers.
Second, the introduction of rights and interests.
1, consumption abroad pen cashback 2%
Merchants (including online merchants) who hold MasterCard brand Global Travel Plus cards can enjoy 2% cash back for each consumption, with the maximum cash back amount of RMB 5,000 per card year.
2. Superposition hotels, overseas merchants and Haitao cashback, and the maximum cashback can exceed 50%.
Agoda Global Hotel Booking 5% Cash Back; Up to 30% cashback for the merchants designated by MasterCard; Love to buy the world's highest 2 1% cashback; Ctrip Global Purchase Maximum 15% Cash Back
3. 10+ currency, 0 foreign exchange handling fee
There are RMB, USD, Euro, HKD, British pound, Japanese yen, Singapore dollar, Canadian dollar, Australian dollar, Swiss franc and New Zealand dollar 10+. When you use the MasterCard network in 10++ countries or regions, you will be charged directly in the corresponding currency without currency conversion. When you use it in countries or regions other than 10 ++, you will be automatically exempted from foreign exchange charges.
4, dual card and dual chip, brush, insert, swing and scan full payment mode.
MasterCard single-label multi-currency card (magnetic stripe +EMV non-connected chip card) is used overseas, and UnionPay single-label single-currency card (magnetic stripe +PBOC non-connected chip card) is used in China, and two card accounts are associated; It supports fast payment methods such as ICBC e-payment, WeChat, Alipay, JD.COM and UnionPay China UnionPay Express, and supports mobile payment such as Applepay, SamsungPay, Xiaomi Pay and Huawei Pay. The payment methods of swiping, inserting, swiping and swiping cards are unimpeded at home and abroad.
5. More than 50 commercial interests in 10 categories.
Enjoy more than 50 preferential business interests in ten categories, such as hotels, airlines, visas, overseas car use, airport VIP parking, online Haitao, overseas shopping, overseas WiFi, study abroad education and quality life, selected by ICBC Global Travel Card.
6. Account security insurance+account security lock
Spend a sum at will in the month, that is, give away all ICBC credit cards with high insurance coverage and fast settlement next month, with a maximum payment of 30 thousand yuan; Enjoy the service of palm self-locking, instant message prompt and reply unlocking, which is more convenient to consume and safer to use the card. Through five locks, such as "overseas lock", "regional lock", "night lock", "overseas payment without card lock" and "limit lock", the risk of stolen brush is completely prevented.
7. Bind WeChat and JD.COM to enjoy points.
By binding WeChat and Jingdong to pay for consumption, ICBC's personal comprehensive consumption points can be accumulated, and the points can be deducted from cash when ICBC is integrated into electronic malls or electronic payment merchants.
The above is what I introduced to you about "How about ICBC Global Travel Plus Gold Card?" I hope this article I compiled is useful to you.
Disclaimer: The operation suggestions in this paper only represent the views of third parties and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Deal with it accordingly at your own risk.
This concludes the introduction of ICBC's global credit card.