All China bank cards that can be used in Hongkong are printed with the logo of "UnionPay". Please confirm whether the issuing bank has started relevant business. If the "UnionPay" logo is not printed on the card, the cardholder may apply to the issuing bank for replacing the bank card with the "UnionPay" logo. The first batch of "UnionPay" logo card issuers are ***29, including China Industrial and Commercial Bank, China Agricultural Bank, China Construction Bank, China Bank, Bank of Communications, CITIC Industrial Bank, China Everbright Bank, China Minsheng Bank, China Merchants Bank, Guangdong Development Bank, Industrial Bank, Shanghai Pudong Development Bank, Beijing Commercial Bank, Yantai Commercial Bank, Liaoyang Commercial Bank, Shenzhen Development Bank, Shenzhen Commercial Bank and Guangzhou Commercial Bank. Chengdu Commercial Bank, Tianjin Commercial Bank, Guiyang Commercial Bank, Shanghai Rural Credit Cooperative, Shenzhen Rural Credit Cooperative, Guangzhou Rural Credit Cooperative, Nanhai Rural Credit Cooperative, Shunde Rural Credit Cooperative and Dongguan Rural Credit Cooperative. Scope of Application of China Bank Card with UnionPay logo in Hong Kong Cardholders can use it at any ATM and POS with UnionPay logo in Hong Kong. At present, there are more than 1000 ATMs and more than 4,000 shops in Hong Kong with the "UnionPay" logo. The scope of application basically covers major tourist areas in Hong Kong, such as Central, Causeway Bay, Wan Chai, Tsim Sha Tsui, Mong Kok and other major department stores, brand-name stores, audio-visual appliances, fashion clothes, beauty cosmetics and so on. The number of ATMs, merchants and merchants accepted by UnionPay cards in Hong Kong will continue to expand, and it will be more convenient to use UnionPay cards in Hong Kong. In Hong Kong, if UnionPay card is used, the cardholder must enter the password when swiping the card at the POS machine in Hong Kong, whether it is a debit card or a credit card (if the card has no password, you can press "OK" directly) to protect the interests of the cardholder. Cardholders also need to sign the purchase order for the record. When using, the cashier will check the shopping list and the signature on the back of the card. Therefore, please keep your personal password, whether debit card or credit card, please sign on the back of the card. When using UnionPay card in ATM, it is necessary to pay attention to whether there are redundant devices such as cameras above or near ATM. When operating, pay attention to cover the password with your hands to prevent it from being photographed remotely, so as to avoid unnecessary losses. To use UnionPay cards in Hong Kong, it is best to spend money directly on POS machines and try to withdraw money from ATMs as little as possible. Because there is no handling fee for using POS machines, and UnionPay cards need to pay handling fees for ATM withdrawals in Hong Kong, the specific charging standard and credit card withdrawal interest rate are determined by the issuing bank. Since consumption in Hong Kong is denominated in Hong Kong dollars, when cardholders use UnionPay cards in Hong Kong, the currency of ATM display, withdrawal and POS consumption is Hong Kong dollars. China UnionPay will convert it into RMB according to the selling price of Hong Kong dollars against RMB announced by the state on the day of the transaction. The issuing bank will deduct RMB from the cardholder's account according to this RMB amount, and the cardholder only needs to repay according to this RMB amount without any exchange rate risk. The consumption of UnionPay cardholders is based on their deposits or credit lines and will not be restricted by foreign exchange control. There will be certain restrictions on the use of RMB cards in Hong Kong and Macao. For example, the clearing system in the mainland has been prepared in advance. If cardholders swipe their cards in casinos or pornographic places, the clearing system will immediately refuse to pay after receiving the transaction codes of these places. If a cardholder loses his card in Hong Kong, he should directly call the mainland card-issuing bank to report the loss orally. After returning to the mainland, go through the relevant written procedures. For the machine meal card caused by ATM failure, misoperation or forgetting to pick up the card, the cardholder should go to the relevant ATM outlets to pick up the card according to the relevant instructions posted on ATM in Hong Kong. Please record the date and time of the incident if the ATM in Hong Kong refuses to withdraw money, or if the account amount is deducted during consumption. After returning to the mainland, you can apply to the issuing bank to handle the wrong account, and China UnionPay will assist the issuing bank in the mainland to do a good job in inquiring and handling the wrong account.