At present, all debit cards of banks can accept foreign currency, and there is no need to open a foreign exchange account. You only need to inform the overseas remitter of your payee account number, payee's name, payee's bank name (English name) and payee's bank swift code, and the bank will directly deposit the remittance into your payee account after receiving the remittance.

Overseas remittance must carry identity documents and other required materials, and the identity card must be within the validity period. When you go to the bank to fill out the application for overseas remittance in English, you must fill it in accurately. Fill in the application date, remittance currency, amount, payee's bank name and swift code, payee's country and city, payee's name and address, payee's account number, remitter's name and contact telephone number completely and clearly.