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What does China Merchants Bank use to check the progress of credit card application?
How to inquire about online refund of China Merchants Bank credit card?

If China Merchants Bank uses a credit card, the details of the credit card refund can be queried in the following ways (the details of the refund are negative amounts): 1. Online banking inquiry, log in to Volkswagen/Professional Online Banking, and click Account Management-Bill Inquiry or Bill Inquiry. Please click: log in to online banking. 2. Self-service voice inquiry: Call the credit card customer service hotline to verify your identity, press 1, and then press 5 to enter the "Details of Bills and Transactions in the Last Year". Or press 1 and then press 3 to enter "Unbilled".

How to check whether the credit card has been refunded successfully?

If the credit card refund is successful, you can pay attention to bank SMS and bank card quick payment. Refund returned to AliPay.

To inquire about the refund, you need to log on to the bank website or go to the bank ATM to inquire and pay Alipay.

Inquiry on Credit Card Consumption Records of CITIC Bank:

1. Inquire about the credit card consumption records of CITIC Bank by SMS:

2. Click on the consumption inquiry record to inquire about the credit card consumption record, and inquire about the credit card consumption record of CITIC Bank through online banking: log in to the online banking of CITIC Bank to check the bill details.

3, bank counter query, bills (SMS query does not need to pay extra)

The refund was successful, and the refund time is uncertain. You can pay close attention to the transaction records. You can find it in your credit card transaction record.

In addition, the funds paid at that time were written off. Generally, it takes 3-7 working days for the refund to arrive, and mobile online banking or computer online banking will do!

Refund to the credit card does not mean that there is cash in the card, but only means that the system has passed the audit.

If you have any other questions, please contact official website Customer Service directly.

As long as the refund is successful, the credit card can be returned within three days. You can view the refund details by opening the order details, which will show the last arrival time of your credit card.

The refund process of credit card tickets purchased at 12306 is as follows:

At the same time of refund, it is recommended to pay attention to the time when the funds are returned to the bank card, which is generally 2-7 days.

There will be no SMS notification after the credit card arrives. Don't judge whether the funds have arrived by whether you have received SMS.

The specific arrival time is subject to the bank.

If the status of the bank card is abnormal and it is cancelled, if it is unsuccessful, the bank card will return the balance of Alipay account.

At the same time, pay attention to the balance of Alipay account and the funds of bank card.

Bank credit card refund can be directly inquired in the unbilled bill.

If it doesn't arrive in two days.

After the refund is successful, you can check it in the unpaid bill of the letter of credit.

After Taobao's refund is successful, the money will generally be returned to China Merchants Bank's credit card within two days.

If you use China Merchants Bank to shop in Taobao, you can call the bank's customer service. If there is a refund, the money paid will be refunded in the original way. After the refund is successful, click on my Alipay. The money will not arrive immediately, but it can also be the mobile phone number. If you have no money, you can check whether there is any money in your Alipay. If you have a credit card, you must have Alipay. You can recall that when you registered Want Want's name, Alipay was already generated at the time of registration, so don't worry. There are two channels for Taobao to pay back money besides Alipay, that is, to pay back credit cards. Maybe you don't remember which one.

You log on to my Taobao, and one of these two is your Alipay. As long as the Want Want account is registered, what is it registered with?

How long will it take to find the account for the refund of China Merchants Credit Card?

It takes 2-3 days for a general merchant to make a refund, and it may take 2-3 weeks at the longest; The arrival time of the refund is related to the refund method adopted by the merchant, and the merchant needs to be consulted for details; After receiving the refund details, it will be reflected in the bill in a negative form;

After the third party refunds the money to the bank, the bank will generally refund the money to the cardholder's credit card account in about 5 working days.

1. Where did the credit card refund go?

Credit card refund will be returned to the credit card account used for payment in the same way, but the refund may not arrive in time. Maybe you didn't receive the refund information until after the refund, but in fact, it usually takes about 3~5 days for the refund to arrive.

Of course, some may get the refund immediately after the refund. This time it has something to do with the bank. Generally, you will receive a short message notice from the bank after receiving the account. You can always pay attention to SMS notification, or check the entrance of refund in the credit card official website.

2. Do I have to pay a credit card refund?

Some card friends think that there is no need to return the credit card after the refund, which is not necessarily correct. Usually, there are two situations according to the time after the refund is received.

1) If the refund is received, there is no need to repay in this period, and this refund of consumption amount can offset the arrears in this period;

2) If the refund is received after the billing date, it must be repaid in the current period, and the amount of this consumption refund can only be deducted from the arrears in the next period.

If the consumer returns the goods after swiping the credit card, the payment can only be directly refunded to the credit card, and most banks need about half a month to get the refund, and some even take longer. Our China Merchants Bank stands out, and the whole refund time only takes 3 working days.

In our daily consumption, it is impossible to buy satisfactory goods every time. At this time, it is empty talk to complain about how unscrupulous the merchants are, and they can only choose a refund. Then how can we get a refund for what we bought with our credit card? So how to inquire about the credit card refund of China Merchants Bank? If there is a refund on China Merchants Bank's credit card, I suggest you check whether the funds have been credited to your account. Please log in to China Merchants Bank Credit Card official website (//cc.cmbchina.com/), click "Online Banking Login" on the right, enter your ID number, inquiry password and additional code, and then click "Account Management"-"Account Inquiry" in the horizontal menu above.

Where can I check the money for returning credit cards on the same road?

I. Inquiries about bank outlets

You can bring your credit card and ID card directly to the counter of the bank outlet and ask the staff to apply for checking the credit card refund record, so that you can see the money returned to your credit card.

Second, online banking, mobile banking/credit card APP inquiry

You can also choose to log in to online banking, or mobile banking, credit card APP, and then check the credit card bill to find the relevant refund records.

It should be noted that if the money is returned to your credit card before the bill date, the refund can be deducted from the bill of the month; However, if the money is returned to your credit card after the bill date, then the refund can not be used to deduct the repayment of the current month, but can only be included in the bill of next month.

Puka:

Puka is the lowest credit card issued by the card issuer, and you can apply with your identity certificate and work certificate. People who apply for a credit card for the first time or who are not financially strong can try to apply for a universal card first. There is basically no annual fee for this kind of card, or they can avoid the annual fee if they swipe it enough times, and the amount is generally below 1 10,000 yuan.

Gold card:

To apply for a gold card, in addition to meeting the basic requirements for applying for a credit card, you also need to provide certain proof of assets. The examination and approval of the gold card is relatively stricter than that of the ordinary card, and the benefits and benefits enjoyed by the gold card will be better than that of the ordinary card, and the amount is generally 10000~50000. At the same time, the annual fee is higher than that of Puka, but there is also a chance to waive the annual fee.

Platinum card:

Platinum card is a kind of credit card mainly serving high-end users. Strict examination and approval, requiring individuals to earn at least 20w+ a year. Sometimes you need to deposit enough assets in the issuing bank to handle it.

The special services of the card focus on golf, airport VIP, free physical examination, mileage exchange and emergency support services. Because of the high-end service, the annual fee ranges from several thousand to several hundred. In addition, the bank also issued a lot of small platinum, also known as "pseudo platinum". For example, I Platinum of CITIC, Shang Zhen Platinum of Guangfa, etc. Platinum cards are basically free of annual fees in the first year, and they need to be swiped or exchanged in the second year. Please consult the customer service for details.

Diamond card:

Diamond card is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks. It is higher than the platinum card, and it requires higher identity of the cardholder. Most of them can be handled by successful people. Therefore, the amount of the diamond card is higher, which can better show the noble status of the cardholder. The cardholder is required to earn more than one million yuan, and the amount is also one million yuan.

Black card:

Black cards are unlimited cards, and there is no so-called "credit line". Because almost all unlimited cards issued by banking institutions are black, they are generally called' black cards' or' black gold cards'. Some people say that only with this kind of black card can the "distinguished identity" of the card owner be fully displayed.

Not everyone can have this card, and the application is not accepted. Only at the initiative of the bank will the card be issued. At present, only two banks in China have black cards, China Merchants Bank and ICBC. It is reported that the black card owners of Express are very few 1% top customers. The high annual fee (about 6,543,800 yuan) has become an unimportant factor.

Titanium card:

The grade of titanium card is actually decided by the bank itself. Like the titanium card of China Everbright Bank, the level is between the gold card and the platinum card. Some banks will be called small platinum, and some banks will be called titanium cards. In fact, it's all the same, just different names!

Titanium card can be a dual-currency card or a UnionPay card, depending on how the bank wants to define it. As for the amount of titanium card, naturally the bank has the final say.

The above is the level of credit card science, and the success rate of applying for a card is determined according to your income and property. It is suggested that friends who have just started to contact credit cards should start with ordinary cards or gold cards. Although there are some cases where platinum cards are issued at the first card, they are rare.

Where can I check the credit card refund of China Merchants Bank?

Credit card refund details of China Merchants Bank can be queried in the following ways (the refund details are negative amounts): 1. For online banking inquiry, log in to the online banking public edition/professional edition, and click Account Management-Bill Inquiry or Bill Inquiry. 2. Self-service voice inquiry: Call the credit card customer service hotline to verify your identity, press 1, and then press 5 to enter the "Details of Bills and Transactions in the Last Year". Or press 1 and then press 3 to enter "Unbilled".

Let's stop here for the introduction of how to inquire about the credit card refund of China Merchants Bank.