Is it foreign currency to deposit foreign currency directly in domestic banks? I see that there is a big difference between the foreign exchange buying price and the cash buying price of the bank.

Foreign currency accounts are generally divided into cash accounts and cash accounts;

If foreign currency cash is directly deposited into the bank card, a cash account should be entered. If it is necessary to convert foreign currency into RMB, the foreign exchange shall be settled at the bank cash price of the day.

If it is foreign exchange remitted from abroad, you can withdraw cash or RMB; If it is RMB, it will be settled according to the spot buying price of the bank on that day.

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