First of all, the pressure of RMB appreciation comes from China's persistent large surplus and huge foreign exchange reserves. Therefore, it is necessary to balance the balance of payments, resolve the huge foreign exchange reserves as much as possible, and ease the pressure of RMB appreciation. Allowing individuals to invest in overseas stock markets is a way to balance international payments and solve huge foreign exchange reserves.

Secondly, let's see why individuals investing in overseas stock markets can balance the balance of payments and resolve huge foreign exchange reserves. Overseas investment, that is, the outflow of capital, will reduce the surplus of capital and financial projects, thus reducing the surplus of international payments, and the amount of international reserves as a balanced project will also decline.

To sum up, allowing individuals to invest in overseas stock markets will help ease the pressure of RMB appreciation.