1, Standard Chartered Bank credit card overdraft withdrawal fee standard

(1) The handling fee for domestic overdraft of Standard Chartered Bank Credit Card is 3% of the cash withdrawal amount, with a minimum of 30 yuan RMB for each transaction;

(2) The handling fee for overseas overdraft of Standard Chartered Bank's credit card is 3% of the cash withdrawal amount, with a minimum of $5 per transaction.

(3) Standard Chartered Bank cannot enjoy the interest-free period of credit card overdraft withdrawal. From the date when the cardholder withdraws cash, the bank will charge interest on the overdraft withdrawal at a daily rate of 0.5 ‰ until the overdraft withdrawal amount and overdraft withdrawal fee are all paid off. The minimum charge is 1 RMB or 1 USD.

2. Standard Chartered Bank's credit card overpays the cash withdrawal fee.

The handling fee for withdrawal of credit card overpayment of Standard Chartered Bank is 65438+ 0% of the withdrawal amount, with a minimum of 10 yuan or $2/transaction. However, unlike overdraft cash withdrawal, overpayment cash withdrawal only charges fees and does not charge interest.

1, the credit card itself allows the cardholder to withdraw cash, and normal withdrawal with the credit card is different from illegal withdrawal. Cardholders can withdraw cash from the bank by credit card. Credit card withdrawal mainly includes overdraft withdrawal and overpayment withdrawal.

2. There are two main types of credit cards in Standard Chartered Bank: overdraft credit line cash withdrawal and overpayment cash withdrawal. Overdraft cash withdrawal is a small cash loan provided by banks to cardholders to help them flexibly allocate funds when they are in urgent need. Using the credit line overdraft to withdraw cash will not only charge a handling fee, but also calculate the interest from the date of withdrawal.

3. Overpayment cash withdrawal refers to the funds paid by credit card customers or deposited in credit card accounts, and it takes some formalities to take out the overpayment. This amount can increase the available credit limit of the cardholder's credit card, or be directly used for consumer repayment. If the credit card has overpayment, the overpayment shall be deducted first, and then the credit line shall be deducted. If the overpayment is greater than the consumption amount, there will be no overdraft. Although the withdrawal of credit card overpayment also requires a handling fee, it will not generate interest.

4. Standard Chartered Bank (full name: "Standard Chartered Bank") was formed by the merger of two banks 1969, namely Standard Bank of British South Africa and Standard Chartered Bank of China in Xinjinshan. 1970, the merged bank set up a branch in Sydney, Australia, and then Standard Chartered Bank acquired the British Haji Group and Wallace Brothers Group. Today, Standard Chartered Bank is the world's top commercial bank, with 30,000 employees and more than 500 branches in more than 50 countries and regions, mainly engaged in Asia-Pacific region, South Asia, Middle East and America. Standard Chartered Bank has the right to issue banknotes in Hong Kong, South Africa and Malaysia. The three major business areas of Standard Chartered Bank include exchange fund services, personal banking and corporate and institutional banking.