First of all, we must understand what "self-service banking" is. In China, the four major state-owned banks and commercial banks can set up self-service banks according to their own business development.

The so-called "self-service bank" is the process of automatic deposit and withdrawal according to the process prompts through the operation keyboard provided by the bank teller machine.

In practical application, banks provide two self-service banking methods. One is the self-service teller machine system in the bank lobby, which can provide us with services such as opening accounts, handling cards, saving money and withdrawing money. In our operation, once we encounter something we don't understand, the lobby manager of the bank lobby can quickly solve the problem for us. It should be said that this method is very convenient and has a high safety factor.

The other is the completely self-service bank that we see in some large commercial blocks.

Extended data:

Self-service bank refers to a bank whose customers realize self-service through computer equipment without the help of bank staff.

Generally divided into three types:

(1) "Hall style", in which computers are located in the lobby of each office, and customers enter the business hall of the bank to operate by themselves;

(2) "wall-mounted", that is, computers are installed in the street walls of public places or transportation hubs;

(3) "Driver", customers can operate outdoors, or they can drive near the front of the bank's computer facilities and reach out from the window to operate.

Self-service banking equipment generally includes: automatic deposit and withdrawal machines, automatic deposit machines, automatic teller machines, multimedia information inquiry systems, automatic safes and night vaults.

In addition, there are foreign currency automatic exchange machines, passbook automatic printers, ic card deposit machines, telephone banking self-service financial services, money counters, money detectors and so on. Self-service banking equipment function

ATM is the most advanced ATM in the world at present. It integrates cash deposit and withdrawal, and can handle payment business, which greatly facilitates customers. Automatic deposit machines provide deposit services.

ATM provides services such as withdrawal, payment, balance inquiry and password modification.

The multimedia automatic terminal can introduce financial knowledge and bank information in an all-round way, inquire and print the historical transaction details of all accounts, pay various fees, handle inter-card transfer, intra-card transfer, foreign exchange trading, bank-securities transfer, pledge loan, treasury bond trading, reminder service, printing invoices, oral loss reporting and other services;

Automatic safe deposit box provides self-service safe deposit box service, which allows customers to access goods without time limit and without the company of bank personnel, and also ensures the privacy of customers;

If you apply for the night vault business in advance, you can freely deposit cash or goods 24 hours a day.

Self - service

Such as online banking, telephone banking, mobile banking, home banking, etc.