For overseas remittance, if foreign exchange is purchased at the bank counter, fill in the overseas remittance slip. The bank will directly convert RMB into US dollars for remittance without changing money first; If you remit money through online banking, please follow the instructions of online banking. At that time, foreign exchange will be purchased and remitted through online banking.
Foreign exchange cannot be exchanged between non-immediate family members; If you need relatives and friends to help you handle foreign exchange, you need to transfer RMB to your account and directly purchase foreign exchange for remittance in the name of the remitter. The remittance postscript of the same property is consistent, which is convenient for the other party to inquire;
If you already have US dollars in cash, you can only deposit US$ 5,000 into your bank account every day; If there are dollars in the account, you can remit 50 thousand dollars every day;
Every remittance will have a handling fee (wire transfer fee+remittance fee), which is different for each bank, so when the remittance exceeds 50,000 US dollars, try to calculate the remittance amount of each remittance to reduce the total remittance times;
The common remittance purposes of overseas remittance include tourism expenditure, education and training expenditure, consulting fee, lawyer's fee, etc. The actual situation shall be implemented in accordance with the policies stipulated by the State Administration of Foreign Exchange and banks.
Therefore, if there is no special way, first open an account with the Bank of America, remit money early before buying a house in the United States, and if you need a loan, go back to China to prepare relevant credit documents so as not to delay the plan of buying a house. At present, it is domestic remittance, and the same account of the same payee abroad cannot receive more than three remittances every month, that is, 6.5438+0.5 million dollars. If you want to send a large amount of money quickly, you need to open two more accounts in the United States.
Southeast Asia, which is comparable to the United States, is also a good choice. Close distance, cultural communication, permanent property rights, fine decoration and high return on investment are worthy of attention. If you have any questions, please consult me in detail. I hope I can help you. Thank you.