The release of water by the Federal Reserve has nothing to do with the rise and fall of house prices.
At that time, China's debt stock was relatively low, and the people's debt was also very low, so there was a certain debt space, in order to promote the issuance of currency, and then promote the skyrocketing housing prices. This has led to a round of demolition of houses to give money, so that people have money to buy real estate, thereby increasing people's debt and stimulating real estate production. But now, the mode of giving money for demolition has gradually exposed its drawbacks. But I don't think the release of water in the United States will have much impact on the housing prices of any country, because other countries in the world are also releasing water, which has basically not shrunk. No country can follow the example of the United States in releasing water.
In fact, from the perspective of China, the debt stock of China government enterprises and residents is very large, which has affected the normal consumption of other industries, and no one can bear the debt. There is no need to create. At this time, if the United States releases more water to scare the domestic people, it will only aggravate the psychological panic of the domestic people. However, because everyone still has certain beliefs and needs for real estate, if the country is willing to reduce the down payment and relax the purchase restriction at this time, there will definitely be a group of people who will still get on the bus.
When the economy is unstable, the real estate bubble is difficult to maintain.
But this will aggravate the collapse of consumption and the unemployment rate may be higher. At present, the side effects brought by real estate far outweigh the positive effects. Because of land finance, I dare not give up real estate completely at present, so I can only say that it is difficult to ride a tiger. In fact, the core factor of our rising house prices is the general increase of middle class income in China, followed by domestic inflation, which supported the real estate bubble in China.
However, at the beginning of this year, the general unemployment rate and the overall impact of the decline in total income led to economic instability. Only when the economy takes off will people's income soar. Now that the income bottleneck is reached, it is good that the real estate can guarantee not to fall. Therefore, even if the United States releases water, our residents can't afford to buy it at present, even if they can afford it, they have to wait. At present, this trend is really useless to us ordinary people, most of whom are unemployed at any time. If they take the initiative to take out a 30-year mortgage at this time, wouldn't they be meeting you on the rooftop?
Stabilize cash flow, keep observing and don't panic.
At present, the United States implements quantitative easing. If the interest rate is cut, the debt cost will be reduced and the credit scale will increase. Therefore, the money supply in the market will increase, which will turn to the real estate price in China. Real estate interest rate cuts mean reducing the mortgage and investment costs of houses, which will make second-hand houses scarce, thus triggering a wave of price increases.
Generally speaking, the impact of the current epidemic has shifted from domestic to global. Although we have suffered a great blow, instability continues to increase. At present, although the United States has begun to release unlimited water, and we have also launched various economic stimulus plans, my personal suggestion is to look at the trend of the property market and have a good understanding of the real purpose of future actions. In short, the most important thing is to keep your job, stabilize cash flow and continue to observe.