200 dollars can be saved for a period of time. Any bank that supports foreign exchange can change it into RMB when you go, or you can withdraw US dollars directly. Most banks can open foreign currency savings accounts, including US dollars. However, this kind of savings account cannot be settled in consumption abroad, but only in China, and there are strict foreign exchange control measures. If you need to spend abroad, you can apply for a dual-currency credit card from the bank.

Save regular benefits.

Its principal is very safe, and there is a certain interest income. The money is in the bank. Although the income is not high, at least the principal is safe. If you take it out for consumption, not only will the money be gone, but it will not bring income! Now the income of wealth management products is also declining. Even if you want a good income, you must have a professional vision and good luck. So the advantage of deposit is very obvious. On the premise of ensuring safety, the annual interest rate is relatively stable, and people's hearts will be stable.