In addition, if you find that the money has not been deducted from the clearing account of Netlink, you can call the customer service phone number of Netlink Clearing 100045 for consultation.
The online payment and clearing platform of non-bank payment institutions, referred to as Netlink, or Netlink Clearing, is a payment and clearing center platform led by the Central People's Bank and the State Administration of Foreign Exchange. All third-party payment institutions such as Alipay and Tencent Tenpay must connect with the bank through the network platform before the end of June, and cancel the direct connection with the bank. It is normal to deduct money from the clearing account of the network.
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The online payment and clearing platform of non-bank payment institutions is a clearing platform that connects with banks through the network platform.
In 20 17, the online payment and clearing platform of non-bank payment institutions named "online version" will be launched soon. According to the regulations, the online payment channel of payment institutions will be directly connected with banks through the network platform in the future. However, the existing mode of direct connection between payment institutions and banks will not stop immediately. The regulatory authorities have given the payment institution a rather long buffer period.
In the ownership structure, the network platform basically copied the existing model of UnionPay.
Large third-party payment companies will invest in online platforms. Because there are many institutions, the shares of companies are relatively scattered, and the central bank will also hold shares on the online platform through its directly affiliated institutions.
On the backup mechanism of software system, the network platform will adopt a distributed architecture of one place, one center, one system and multiple computer rooms.
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After the online platform is officially launched, future payment institutions can handle all the payment and receipt business of customers' reserves by opening bank accounts. The official launch of the network platform does not mean that the existing mode of direct connection between third-party payment institutions and banks will stop immediately.
"The central bank gave a buffer period transition for a long time."
According to the above-mentioned insiders, considering the current situation of online payment, the central bank has given a transition period of more than one year.
Online payment is a free market at present, compared with the unified transfer and settlement through UnionPay by swiping bank cards. Payment institutions can choose to transfer money to banks through the interbank clearing system of the central bank, or they can choose their own direct banks to complete the payment.
In contrast, the direct connection between banks is more effective, and the payment service fee can also be decided by the payment company and the bank itself, so it is also favored by third-party payment institutions, such as Alipay and Tenpay, which have perfect interfaces and strong bargaining power with banks.
2065438+On May, 2008 1 1, Netlink and Alipay announced the signing of a cooperation agreement, and formally started the business cooperation of barcode payment.
Alipay said that as an important partner of Alipay's barcode acquiring business, Netlink has completed system docking, joint debugging and production verification, and all preparations are ready. From now on, we will provide testing and access services for the acquiring institutions.