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Is investing in precious metals reliable for financial management?

Of course it is reliable, provided you choose a regular platform.

In addition, it should be noted that even if this is a reliable investment product, you must respect the rules of investment. There is a 80/20 rule in the investment market, which means that the real high return is only 20%. To obtain sustained returns from the investment market, you must remember to put risk control first.

Common financial management methods

1. Bank deposits. This is the simplest and safest financial management, and of course the return is also the lowest. But for young people who don’t have much savings, deposits are necessary. At this time, don’t think of it as financial management, just think of it as a deposit.

2. Structured deposits. This is like a time deposit, for a few months or a year. The return is much higher than that of time deposits, but the risk is lower than that of financial products. It is a structured deposit and has the same protection system as deposits.

3. Bank financial management. Each bank has its own financial products, including flexible current financial products, capital-guaranteed financial products, and higher-risk financial products that do not promise to guarantee capital. Now the threshold has been lowered. In many financial management projects, the minimum investment used to be 50,000, but now it is changed to 10,000.

4. Nowadays, many mobile APPs have financial management functions, which are flexible and convenient, and can be used and withdrawn at any time. The income is higher than bank deposits without losing flexibility, and the capital requirements are also very low, just a few hundred yuan is enough. .

5. P2P financial management. Nowadays, there are many Internet P2P financial management, and the income is also very good. You can invest some at the appropriate time. However, Internet financial management is uneven and the risks are high. Before conducting P2P financial management, you must choose a formal platform.

6. Fund. There are many types of funds, including currency funds, bond funds, index funds, stock funds, etc. The risks also vary. The risk of funds is smaller than that of stocks, and fixed investment in funds is very suitable for lazy people to invest. Friends who want to invest in funds must first understand the funds clearly.

7. Stocks. Everyone knows this. You can operate it by opening an account. Many people have doubled their assets in the stock market, but many others have shrunk their assets. The risks of the stock market are very high. Everyone must consider their own situation before entering the market. The stock market has risks, so you need to be cautious when entering the market.

8. Precious metals, foreign exchange. The risk of this is higher. It uses leverage operation and pays a certain proportion of margin. You can double the capital operation. It can make you liquidate your position in one second, but it can also make your profit several times in one second. Don’t enter easily without certain professional knowledge. You also have a big heart and can withstand liquidation.