100.669: 100 high. Last week, when I went to the bank with HK$ 65,438+000, I could only exchange it for RMB 98.85. Hong Kong dollar has surpassed RMB for the first time since 12, which has become a hot topic among many citizens recently.
Over the past 50 years since the founding of the People's Republic of China, the exchange rate of RMB against Hong Kong dollar has experienced ups and downs. At one time, the attitude of Guangzhou citizens towards the China dollar was "normal", which reflected the great changes in the economy of.
In the early 1980s, it was half cheaper to buy electrical appliances with foreign exchange certificates.
Many old Guangzhou should still remember that in the early days of liberation, Hong Kong dollars were still circulating in Guangzhou. Because the RMB had not established its own credit at that time, it was not until one or two years later that the People's Bank of China reissued a new version of RMB at the price of 1 to 10000 and recovered the old version of RMB, that the RMB gradually established credit among the masses, and the value of Hong Kong dollars was forgotten by Guangzhou people. Chen Jinhong, an old banker of our bank, worked in China Industrial and Commercial Bank in 1950s. Nevertheless, in the 1960s, like many ordinary people at that time, he didn't know much about the exchange price between Hong Kong dollars and RMB. For a long time, only China Bank can engage in private foreign exchange settlement and sale business, and the staff of other banks rarely have access to foreign exchange.
"At that time, Hong Kong dollars could not be spent in Guangzhou. So most people have never seen what Hong Kong dollars look like, let alone the exchange rate between Hong Kong dollars and RMB. " According to the memory of the older generation of overseas Chinese in Guangzhou, the exchange rate between RMB and Hong Kong dollar established in 1950s was 42.7: 100, which lasted for many years. "
Lu Shufen, who lives near Huaqiao New Village, still remembers the exchange rate of Hong Kong dollars against RMB in 1960s. Sister Lu's grandfather and father were forced to work in Hong Kong from Guangzhou in their early years. In those hard years, they almost lived on remittances sent back by their father in Hong Kong. When my father remits HK$ 100 to go home every month, my mother will go to the bank to get 42.7 yuan and get the corresponding remittance card by the way.
At that time, Sister Lu was still young, and vaguely remembered that the remittance card was printed with food stamps, shopping vouchers, or a few kilograms of cooking oil and food. At that time, remittance cards could not only buy oil and noodles, but also bicycles and clothes carts. "At that time, if there was no remittance card, many things could not be bought with money." Later, the RMB gradually appreciated. In the middle and late 1970s, the exchange rate of RMB against Hong Kong dollar soared to 20∶ 100, and Hong Kong dollar became less and less valuable. Many overseas Chinese are also very worried about this.
Mr. Qin Xi, a civil servant, told the reporter that 1985 he was sent to Hong Kong on business by the company, which was regarded as a group of Guangzhou citizens who had the opportunity to "travel" to Hong Kong earlier. At that time, with the exit certificate, you can exchange a fixed amount of Hong Kong dollars in the bank. "If I remember correctly, you should exchange 1000 Hong Kong dollars at most when you leave the country. However, at that time, the RMB in 33 yuan could be exchanged for 100 Hong Kong dollars, and the salary at that time was only a few tens of yuan. " When he first came to Hong Kong, Mr. Qin didn't have much money in his hand, and the unit didn't want to spend hundreds of Hong Kong dollars in subsidies. I was just passing by the gold shop and didn't buy it.
Mr. Qin said that in fact, after the reform and opening up, Guangzhou's material supply varieties have gradually enriched. In the early 1980s, the People's Bank of China also issued foreign exchange certificates, with which you can go to the Friendship Store to buy some things that are in short supply, so the actual use value of foreign exchange certificates is much higher than that of RMB with the same value. Mr. Qin recalled that in front of the Friendship Store and China World Hotel, the black market exchange rate of foreign exchange certificates was about 1: 1.8 (the highest time was 1:2). When buying high-end imported household appliances, the exchange coupons are 50%~80% cheaper than RMB, but when buying imported cigarettes, drinks and some daily necessities, they are cheaper 1000.
1993 regretted throwing Hong Kong dollars too early.
Zheng Lin, who was born in the late 1970s, said that her views on the Hong Kong dollar were different from those of her elders. Zheng Xiao's uncle is in Hongkong, and his family goes back to Guangzhou to visit relatives every Spring Festival. Zheng Lin recalled that before the Chinese New Year, she began to count the time when her uncle came back every day, because his return would not only bring a lot of delicious chocolates, milk powder and beautiful clothes, but more importantly, her uncle was always generous, giving 100 Hong Kong dollars every time, and also giving Zheng Xiao a lot of small coins of one yuan and two yuan to put in the piggy bank. "Hong Kong dollars are colorful and particularly beautiful." Zheng Lin said that after the New Year, when she took out colorful Hong Kong dollars and looked up to show off to her classmates, the children's eyes suddenly lit up collectively. After the New Year, Zheng Lin took the Hong Kong dollars in the small red envelope and exchanged them with her father for RMB at the price of 60:/kloc-0: 00. According to my mom, my dad will give all the Hong Kong dollars he got to friends who have the means to change them into RMB at a price slightly higher than the official price. "Adults say that every HK$ 100 can be exchanged for six or seven yuan more than the bank."
Before 1993, the RMB exchange rate was always higher than that of Hong Kong dollars. However, after 1993, the People's Bank of China announced that it would carry out exchange reform and cancel foreign exchange certificates. 1 year, RMB fell to 1 USD against RMB 8.4 yuan, and then USD finally surpassed RMB price. At that time, the black market price of Hong Kong dollar against RMB fell to 100: 140. Zheng Lin's mother also complained that her father was too "impatient" and changed all Hong Kong dollars into RMB early. At that time, Zheng Lin's cousin went to college in Hong Kong. At that time, the foreign exchange quota for studying abroad was not as much as it is now, and the procedures were still troublesome. In order to save trouble, Zheng Xiao's father privately asked an acquaintance to help him change Hong Kong dollars.
Today, Hong Kong stores love to accept RMB.
Time flies, it's almost Christmas 2006.
In recent years, whenever there is a big sale in Hong Kong at the end of the year, "shopping" in Hong Kong has become an essential program for white-collar Lin Jing. "I used to have tens of thousands of Hong Kong dollars in cash, and I had a credit card every time I spent a lot of money. Then I converted all my RMB into Hong Kong dollars in Hong Kong, so I could always get it back!"
Lin Jing said that before he went to Hong Kong a few years ago, he would go to the bank to exchange some Hong Kong dollars, but now he has not gone to the bank to exchange them. Next time he goes to Hong Kong, he will find a local exchange shop to exchange RMB for Hong Kong dollars. Lin Jing said that although it is easy for banks to exchange foreign exchange now, she is too lazy to queue up to exchange money.
Last week, the price of China Bank's Hong Kong dollar listed banknotes was 98.85 yuan, and 100 Hong Kong dollars could only be exchanged for 98.85 yuan. /kloc-For the first time in 0/2 years, the Hong Kong dollar is equal to the RMB! Lin Jing went to Hongkong for meetings and shopping. He found that more and more shops in Hong Kong began to accept RMB, and some shops accepted RMB at the parity of HK$ 1: 1. She bought a 5000-yuan mobile phone in the laser electronics store. The price of RMB is 4,950 yuan, and that of HK$ 5,000 yuan. "It's cheaper to use RMB than Hong Kong dollars!" Lin Jing was very happy.
The staff of China Bank told the reporter that according to the latest regulations, if the guiding limit for domestic residents to purchase foreign exchange in Hong Kong and Macao is raised from the original equivalent of 65,438 US dollars+0,000 yuan to leave the country within half a year, each person can purchase foreign exchange equivalent to 3,000 US dollars each time; If you leave the country for more than half a year (including half a year), each person can purchase foreign exchange equivalent to 5000 US dollars each time. Moreover, individuals who spend more than the amount of foreign exchange purchased after leaving the country may also be allowed to go through the formalities of purchasing foreign exchange after returning home. "This is enough for ordinary tourists."
You can't buy tight goods without remittance card for 30 years.
1957-65438+In February, overseas Chinese households received their shopping cards from overseas Chinese shops with the "remittance voucher" of the bank, and purchased exclusive and scarce goods at 15% of the total remittance, which can be purchased every month and is universal in the whole province. When overseas Chinese shops sell goods, they register them one by one. When they are full, they take back their shopping cards and report them to the Provincial Department of Commerce on a monthly basis.
When the bank remits the remittance, it will issue a remittance supply certificate according to the RMB amount. 1960 and 65438+ 10, the People's Bank of Guangdong Province printed the "Remittance Certificate for Increasing Commodity Supply" with denominations of 1 yuan, 5 yuan, 10 yuan, 40 yuan, 50 yuan and 100 yuan, respectively, for the province's commodity rationing and supply. A "Certificate of Supply for Overseas Chinese Special Commodities" was also printed to supply general commodities. When overseas Chinese shops sell goods, they cut out the corresponding ticket values and collect them by centralized management on a monthly basis.
1July, 962, the "overseas Chinese special commodity supply certificate" was uniformly printed by the provincial overseas Chinese special commodity supply company and issued to the payee by the bank according to the foreign exchange amount. The service period is 1 year, and it is only used in the city. Overseas Chinese shops cut tickets when supplying goods, and collect them by centralized management on a monthly basis. 1963 various remittance cards can be exchanged with each other, and the supply department can settle the materials with each other by refunding. 1978 "Remittance Commodity Supply Certificate" is uniformly printed by overseas Chinese companies in the province, which is issued by banks and limited to use in this city, with a term of 1 year. Grain and oil tickets are returned by the Municipal Grain Bureau, and other commodity tickets are returned by the State Council Overseas Chinese Company, which stipulates that the return rate of issuance in that year shall not be less than 60%.
On July 1982 and 1 day, our province issued a new version of remittance cards, including 5 yuan, 10 yuan, 30 yuan, 50 yuan and 100 yuan. The service period is 2 years, and the refund rate is required to reach over 70%. 1984 Guangzhou printed remittance cards by itself. In July 1988, the grain and oil rationing of remittance cards was cancelled, and each grain and oil ticket of remittance cards with a denomination of 100 yuan was regarded as a 10 shopping voucher.